Haha. Well, hope my ramblings were of some help. Your scores are awesome (far better than mine were), you’ve got a solid background (pilots love talking finance...seriously), and you seem like you’ve got a great attitude. You’re also only a year past the age cutoff (maybe 2, by the time you start UPT), so it’s not a crazy amount of time.
Your biggest hurdles are, as @Metalhead731 said, timing, competition, and COVID. I lucked out and hit a window where they really needed pilots and fewer were applying. But, now that’s changed and, unfortunately, units (and Reserves/Guard UPT boards) have gotten extremely picky. But, as was said, if you put your effort into it, there’s always a chance.
Bottom line is that no one wants a “problem” without a solution. Not that you personally are one, but hiring someone older presents extra work and questions. So, it’s your job to try to get ahead of things and provide as much help with or solutions to those problems to ease the reluctance.
Make sure you’ve got a solid packet put together and really sell your age as a pro over a potential con. Try to get ahead on any paperwork needed. See if you can knock out MEPS or an FC1 (extremely hard, these days, but you never know). Network and talk to as many people as you can. You never know who might help along the way.
Little is impossible with hard work. I don’t mean to sound like a coach, but it’s true. You can hustle and make it an easy choice for the roadblocks and bumps you might encounter by trying to smooth the road as much as possible.
Good luck! It’s certainly not an impossible, or easy, journey, but it’s really an amazing one. Still can’t believe I get to do it, honestly.