I’m coming from a little different angle, but experienced this, as well, and it’s certainly something to consider. When getting my MS I interned for a real estate investment company and briefly considered juggling both that and the FD, or maybe even jumping ship and vesting out, because the money was solid. The above quoted was one of the biggest issues that kept me from doing it.
We’ve kinda been…institutionalized…with the life and culture of the AF (more FD for me, obviously, but it is similar mentalities). After spending 10+ years in, getting used to how things work, getting used to the schedule/work-life balance/etc., and getting some rank/seniority, going back to a “real job” where you’re locked into 40+ hour, set schedule work with a boss that may likely be younger than you from a drastically different background can be a tough shift. They likely won’t care that you were in a negative 4 G inverted dive, were dropping bombs while they were dropping Social Studies, or have a chest full of medals; they need you here 60 hours for no extra pay to get those TPS reports done. That’s how they climbed the ladder and you’ll be expected to do the same.
That can be hard for folks that are used to ruling the roost, having more of their way, and having people laugh at their stories and jokes.
Not saying anyone couldn’t be capable of adapting, or interested enough in the work that it was exciting/fun/worthwhile at all, though. If it’s something you’re passionate about, it can be great.
Just giving my .02 and experience (from a slightly different perspective/background) to add to the logs. Personally, I just realized coloring and hammer jokes were more my speed. YMMV.