1.) Hundred % agree this is an inappropriate use of the concept of privilege and exactly why i hate the term. I believe the phenomena is real, but language is everything. Calling the phenomena "privilege" invokes a sense that some people are ahead in life because they received an unfair advantage. Trying to get someone to join my cause and then telling them they were only successful because they cheated doesn't usually work.
Here's the thing; if you grew up and your family provided for you, you went to school, scored grades, found mentors, and worked hard; and then you were met with success and money; you are exactly where you SHOULD be. That is how society is SUPPOSED to work.
The real question is, and I believe what most genuine people are trying to attack when they discuss the concept of privilege, is why does this formula for success not translate evenly over some subsets of society. Why is it that they are not getting to where they SHOULD be. When you use the term privilege people believe some people have things they shouldnt. The reality is some people don't have things they should. Its not a zero sum game. Everyone can win. You can have a society where everyone benefits.
Recognizing that this was the intent of discussing privilege, and getting around the wording on it, was I think what allowed me to see around my mostly conservative points of view to realize that I might be missing something in the race argument.
2.) I dont think most people are looking for race targeted policy changes. Ignore the talking heads who are loud about reparations and speak to people in the middle. Most people want to see targeted reforms that benefit everyone but will benefit minorities disproportionately because of income class divide. For example, poverty. Putting in structures to alleviate poverty helps all Americans regardless of color. The black and latino community as a whole will benefit more from it though because they make up disproportionately higher demographics of the lowest income quartile.
In law enforcement, getting rid of qualified immunity, ending the war on drugs and crack downs on other victimless crimes, increasing foot patrols over vehicle patrols (requires a huge manpower investment), overhauling recruiting methodologies, etc... none of those specifically target any one race. Get on board with those, they help everyone.