Yep. In the civilian sector wage growth happens largely from people moving jobs, not from raises with same employer; right now unemployment is low, but wage growth stagnated because people aren’t moving.
In the military, obviously for a large portion of your career you are confined to yearly pay raise as your wage growth...when you have the option, though, the military is either doing a poor job or congressionally restrained from making it lucrative via pay increases or that mixture of quality of life in conjunction with pay. If you want the experience, you have to give something, unless you just want manning numbers on spreadsheets.