nunya

ADOs, too! That’s where the real work is done. DOs are just figure heads! 😇

Beware pro rata. Move any Trad IRA money into a Trad 401k if at all possible. Try to do the contribution and conversion in the same calendar year as the tax year. ie not between 1 Jan and 15 Apr. Makes the bookkeeping easier. Be careful with your tax software if you DIY. I find it’s not always intuitive to make the actual forms read correctly. I always check the actual 8606 (not just the tax software questions) against an example before I file.

Need to be on active orders for 30+ days, so yeah, I’d say you’re covered. I’d call, I bet they’ll handle it. edit: looks like you can handle it online. https://www.americanexpress.com/us/help-support/service-members-civil-relief/

With disclaimers, D does.

So you haven’t read the Emancipation Proclamation, huh? Wrong again.

Roth 401k RMDs are history. https://www.fool.com/retirement/2023/02/06/secure-act-rule-changes-every-roth-401k-owner/

God bless the full timers doing the j o b. Better you than me!

There are effectively no income limits on a Roth IRA, either. It's been hashed before on here I'm sure, but young guys rise up all the time. https://www.investopedia.com/terms/b/backdoor-roth-ira.asp

I'm too important to block. Sorry.

https://www.flyingsquadron.com/forums/ignore/

My lunch ladies didn’t look like this. https://www.foxnews.com/us/married-connecticut-lunch-lady-allegedly-sexually-assaulted-student-sent-nude-images-months-cops

IMA

Anyone need a military Bose headset? I've had one sitting in my cabinet for a few years since I quit flying Herks. It's one of the earlier models. I have two low-impedance cords for it. Free to a good mil pilot home - don't be a douche and eBay it. **Claimed**

But it doesn’t cover half of $5k. $1,750 isn’t nothing and you might decide it’s still worth it but go in with eyes wide open.

I'll provide a different POV. Don't get dental insurance. Dental insurance isn't like medical insurance. The annual maximums or benefit maximums or whatever your plan calls them are very low, ~ $1,500. They also typically don't pay 100% of whatever it is. Maybe 80%. So you're paying premiums every month for at most $1,500 of payback. Instead find a "fee for service" dentist that spends more than 20 minutes on a cleaning and pay their published cost. It'll be higher, but you'll probably get better care. Dental insurance reimbursement is pathetic so the dentists that have the option don't "take insurance." They might file for you, but they're not agreeing to the reimbursement rate set by the insurer. It might sound radical, but I've seen both sides of it and I just paid cash for my kid's orthodontics. Insurance wouldn't have covered it all anyway. The only difference was I was able to use an FSA, which you can't get on AD unfortunately. I chose the Dr based on qualifications other than just who was in the insurance network. I even got a cash discount.

Oh yeah, I just read that in an earlier post. Congrats!

https://www.arpc.afrc.af.mil/retirement/ You know you want to. It'll feel so good! All your friends are doing it.

I think they’re all down on Beachfront Avenue in their new 5.0, but if you stop, collaborate, and listen, I bet you can get some good career advice. Good luck.

But choose your target wisely.

Who do I contact to have my picture removed from the internet? Asking for a friend.

Ok, I'll give you a serious response. You're looking for a unicorn. Every community is going to have people that are working to excel, professionally and otherwise. Every community is going to have people just coasting to 20. If you think the C-146 mission - airland for smaller units - is cool, go do it. If you want to be a professional, good on ya. Be a professional wherever you end up, but don't pretend that AFSOC is full of high speed low drag professional snake eaters that are going to push you to be the best you can be. They still have navs, so you know that ain't the case. Just kidding, nav!

🤣

Hold out for spec ops fighter pilot. It’s the best of all worlds for the best of the best of the best to live your best life.

FIFY.

I don’t disagree. Sounds like a great gig. Delta is hiring a couple hundred a month. AZANG? Lots of dudes will have to settle for Delta instead of GS-13.