1. Sign up for TAPS immediately (via AF&RC) - you can get it done at any point within a year of DOS and I promise you there's no way you can get out of it (I tried). Those classes fill up quick and I know several dudes who got hosed out of significant amounts of terminal leave because they could only get into a TAPS class that was a few weeks out from their DOS. This situation can also jack up your moving plans. Just ride the pain train now and be done with it.
2. Take as much leave during terminal as you can - I took 60, sold the rest back...wish I had taken the rest and not sold it back. Two months off over summer with the wife and kids was the best two months I've had since joining the AF. I was fresh and ready to go when I started working in the guard instead of jumping right into it.
3. You get 180 days of TAMP starting on your separation date, so no need to look into healthcare right now. When you're about 2-3 weeks out from TAMP ending, seek healthcare (unless you're going AGR, then nothing changes regarding Tricare). Cost depends on how much your employer subsidizes, but I pay ~$400/mo for my family right now.
4. You'll only get reimbursed for your move at cost of the government moving you from current base to HOR. For me it was N/A since the distance was almost equal, but it could really suck if you're moving 1500 miles, but your HOR is only 250 miles from your current base. It is possible to change your HOR - keep this in mind and act now if required.
5. Finances (mostly assumes you're not going AGR):
- Plus up the savings account if you haven't already - moving, buying a house, potentially making less than you do now for a period of time, etc. are all expensive. If you plan now and save, you'll have way less financial stress.
- Do whatever you can to have no debt when you transition - ideally the only debt you have is a mortgage. The importance of these first two are variable depending on what type of position you're going into (AGR vs. temp technician vs. full time technician w/ higher step+bonus vs. DSG+1st year airline pay, etc.)
- Take some time to do a realistic budget. It is quite a shock to see how much you get taken in taxes when you don't have non-taxable income, BAH, etc. It's not terrible if you've planned accordingly, but you could be in for some serious financial stress if you don't plan ahead. The finances will normalize after a few months generally and you'll get past the initial stumbles of figuring financial life out without AD paychecks 1st and 15th.
6. Medical - You need to get copies of your medical record (both flight med and the regular records people). Standard shit of "that'll take 69 weeks"...so get on it now. Can't remember what you need to initiate it, but start it as soon as you can. I almost got delayed because I apparently hadn't done my 100th "do you feel like killing yourself" meetings after the last deployment - make sure you don't have any surprises like that coming up.
7. VA Claims - If you are not going to make a VA disability claim, then you do NOT have to go see the VA person. My last base made it seem like it was mandatory regardless and I got the standard "I have an appointment in 3 months"...fuck off, I'm not taking an appointment that's 1.5 weeks prior to my DOS. I didn't do a VA assessment for disability, so saved myself there. Plus, you can always go to a VA clinic at a later point post-separation and do the same thing.
8. Standard out processing shit...get the list done ASAP. I've blown off many lists throughout several PCS; what are they going to do, stop me from going to my next base? Well, that works fine when you're staying on AD, not so much when you want to GTFO and put AD behind you. This is the one time to not fuck with it - get it done so there are zero problems with your outprocessing appointment - walking out of that office into the parking lot was one of the best days of my life.