SuperWso, 
  
I quoted you, but my rage/disgust was directed at the original poster.  His tone just pissed me off, but I'm not sure why.  I think maybe he's implying there is something wrong with wanting the pension. We all take calculated risks, and each of us has a point where it's not worth it anymore.  There's an anecdote in Barry Lyndon that captures my feelings on this perfectly.