You've obviously spent zero time in the Navy Reserve. Comparing the two reserve forces (which is valid, not comparing AD to AD), the Navy Reserve is about as fucked up as it gets. I can't tell you how many months in 6 years we had one - YES - ONE jet available to fly. I didn't even know what a hot pit/hot seat was until it became a necessity just to maintain currency.
I doubt the sky writer thing would've ever happened because, well, the ARC has better things to do than dick around on a 1 v 0. But as for risk aversion, well, every day I'd listen to dudes (and leadership) in the ready room marvel at the eagles doing closed patterns or unrestricted climbs and marvel at how they still had their wings. The biggest myth in aviation is that the Navy treats its pilots like adults. No, they don't, they just give you more rope to hang yourself with nebulous rules that can be used against you at their leisure.
And I'll bet you went through an actual TX and MQT when you transitioned to the Guard, right? Not a "CAT Other" 8 hr checkout and a "go watch the DVD to learn BFM" directive?
Meanwhile the flying schedule would get delayed twice a week so we could all gather round in the base gym and do group PT/jazzercise at 0730. Yeah, the Navy is definitely less fucked up.