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Day Man

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Everything posted by Day Man

  1. Day Man
    I don't have a dog in this fight, but has someone made a timeline with all these bullshit "announcements" that no one knows anything about? Might come in handy in the near future...
  2. Day Man
    a "new" nuclear vision has nothing to do with a commander that is so out of touch she thinks tater tots are a reward for her troops.
  3. Day Man

    Gun Talk

    Day Man replied to VL-16's topic in Squadron Bar

    $2700?! Jesus...what drives a price like that over other ARs?
  4. Day Man
    That depends on your definition of SHTF. $4k in a checking account would be worth less than $4k in ammo in some (extreme) scenarios. If you want to S some D under a bridge on month 5 after a RIF, have at it.
  5. Day Man
    My $.01...build up your emergency fund first; $4k is barely 1 months pay. After that, max out your ROTH. Then, diversify with some low-cost ETFs...those are relatively liquid for when you're ready to purchase a house (unless you do a VA loan).
  6. Day Man
    Stract- FWIW, When I separated in Sept, they would move my stuff to my HOR, or where I entered active duty; they were essentially the same place for me. I made a good amount of money renting the biggest U-Haul possible and road-tripping with the old lady. Your TMO should brief you on this crap in your initial out-processing briefing. PM me with any questions.
  7. Day Man
    unless there's some fuzzy math happening to stir the hornet's nest...uningbelievable.
  8. Day Man
    here's hoping
  9. Day Man
    Sounds shady...I want in.
  10. Day Man
    Can I get one?
  11. Day Man
    Look into ladder CDs... edit: directed at Van1, not xaarman.
  12. Day Man
    This is important...hindsight is 20/20, and you can't go on kicking yourself or saying "I should have..." Take a look at why those companies have done so well, and how it can help you find the next GOOG/NFLX/PCLN.
  13. Day Man
    Haven't read his shit, but you don't sound like Dave Ramsey's target audience. Like AM said, how diversified are you? Do you have $18k split between 3 auto/airline/fleshlight stocks? Look into ETFs that offer inherent diversification like mutual funds, but usually have lower fees and higher liquidity.
  14. Day Man
    2 Great point. Back when I took it, the interest rate was 2%, and you could get 4% through their savings. It was stupid not to take it. As with everything investing, YMMV.
  15. Day Man
    I always shook my head when I saw the newly-minted SSgt pull up in his new BMW/Benz. They drove WAY nicer cars than I did, and I was making over 2x their base pay (not bragging). We do our young guys a disservice by not teaching a basic finance course at BMT/FTAC, even if it might fall on deaf ears.
  16. Day Man
    That's cool, man. Just remember half the country (and Canada, too) is of below-average intelligence, and some of us don't need "baby steps."
  17. Day Man
    Just googled Dave Ramsey, and he seems nothing more than a greasy businessman touting common-sense financial tips. He had to file bankruptcy early, bases some of his lessons/material on "Primerica" (pyramid scheme), and is promoted by one the best financial schemes going (religion). If you don't know that money earning money > money losing money, you should probably run for Comptroller of Detroit.
  18. Day Man
    Again...never said they're the same (see above: hyperbole). Who benefited from Snowden's leak? I refuse to believe our military near-peers had no clue about the extensive data-mining our govt uses to hunt our enemies. The only people surprised by the reports were Americans that put too much trust in their government.
  19. Day Man
    Never said anything about penalties. It was hyperbole. You break a law, you are a criminal. Yes and no. Why do you disagree?
  20. Day Man

    Pending site outage

    Day Man replied to Toro's topic in AFTO-781

    test edit: hit reply, little green bars, then nothing. (my reply used to appear immediately) hit refresh, and my post is there. edit 2: WIndows 7, Firefox 23.0.1
  21. Day Man
    Off-topic, but do you have any good -117 stories? Combat/early flying buffoonery/govt interference?
  22. Day Man
    Have you ever sped on the way to work? You are too. I have little problem with Snowden's actions (Manning is a different story). I would be hesitant to call him a hero, but what he did was very important (albeit probably fruitless in the long run.)
  23. Day Man
    split a 2013 Bourbon County Brand Stout with the Old Man on NYE. Very boozy (its 14% abv), lots of chocolate, caramel, black licorice, and a bit of bourbon, but you can taste the potential for aging. Looking forward to cracking one in several years.
  24. Day Man
    To quote multiple posts, click the "multiquote" button on the posts you wish to quote, which should prompt a "Reply to x quoted posts" button below. After clicking that, you should be able to type in between the quoted posts in the "Reply to this topic" section. You can also manipulate the quoted text to address/delete a certain point.
  25. Day Man
    Pajaro- Congrats...you have a shitload of money! Disclaimer: I am a unemployed bum with little financial education from a state school, so keep that in mind. IMHO, you need to diversify. You have 59% of your net worth in one fund. Granted, that fund has kicked ass the past few years, but there have been a few HUGE "corrections" since its inception. You can call USAA and speak to a financial advisor (for free), and they can give you a more educated opinion about how to protect your money.
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