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Showing content with the highest reputation on 02/17/2012 in all areas

  1. You are right again Rainman, these light rabbits are much easier to see.
  2. Like anything else...it depends. If you can max out TSP after maxing out a Roth IRA, then great. But maxing TSP without first maxing a Roth is, for most military guys, lunacy. That's a lot of money for most of you guys...if you're married, that's 10K in Roth + $16.5 TSP + any spousal 401K contributions + bolstering liquid savings + kids college funds if you're so inclined. If dudes can save that much, fantastic. But not everyone can. When you do your taxes this year, look at your effective tax rate. I mean the effective tax rate you pay relative to ALL of your actual pay...including your tax free BAH, any tax free months you had, etc. For most military guys, your actual effective tax rate now is absurdly low. So low that you won't possibly get close to that after the military. Meaning, why wouldn't you want to pay the taxes on that money now, at the absurdly low rate, instead of paying it all at a rate that can likely only go up later on in life when you have fewer tax benefits (BAH, tax free, mortage interest deductions, child tax credits, etc). I get that TSP is cheap. It will be great if they do a Roth TSP. But just because the fees are super low doesn't necessarily make that your smartest option for the long run.
  3. 1 point
    I used an accountant when I ran my home building business. It was easier to let him complete the 1040s etc. I just handed him my checkbook, materials costs, and copies of the closings I had for that year. He pretty much did the rest. Turbotax is pretty simple and good. If the only thing that has really changed is your wife getting a job then I'd say stick with it. Inputting one more W2 isn't tricky.
  4. 1 point
    I don't know why Hollywood feels the need to embellish these things. The same went for 300. The actual story is phenomenal, it doesn't need to be re-written.
  5. If you had bothered to read the article before offering your opinion on it:
  6. Seriously? I know it ended badly, but she sang THE BEST NATIONAL ANTHEM OF ALL TIME*. This: https://www.youtube.com/watch?v=YHmdu_I_0zI. There is no amount of crack rock induced drowning that can make that go away. * The only thing that even comes close is the tape they used to play in Army Theaters before the movie back in the 80s where the video had the tank crashing through the mud. If you're an Army Brat of my generation you know what I'm talking about. America, ###### Yeah.
  7. 1 point
    If you haven't read the Ab Lincoln book, it's pretty good. It's nothing like the Twilight bullshit.
  8. Pilot fell asleep and the FMS just flew the pattern shown on the screen saver.
  9. There's your disconnect right there.
  10. If it's so easy and a piece of cake to finish, then why do you think it matters so much? It's the same argument people make for requiring a masters. If it's so extremely important for officers to have a masters, why the fuck do they allow free online degrees? It either matters or it doesn't. Our Check-the-container mentality is a major contributing factor in the current state of our force.

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