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Showing content with the highest reputation on 03/11/2020 in all areas

  1. The media is more dangerous than any virus. They take a close second behind nuclear weapons in capability to destroy the planet and they don't give a rat's ass as long as dumb people are sitting on their couches eating up the BS they are reporting. We had A terrible common flu season this year. I want about two decades without getting the flu and I got it this year. I know at least a dozen people who also got it around me. The death rate for Coronavirus just slightly worse than the common flu and mainly for the elderly.
    2 points
  2. Most lenders tell you what you want to hear until you see it on paper. The worst one I was see seeing last week was Navy Fed advertising 2.5% on a 30yr VA. Well when you read the fine print they were charging .5% in points and 1% in an origination fee. We were at 2.75 with none of that. So on a 400K home you'd pay Navy Fed 3K to save $52 a month which is a 58 payment break even point compared to 2.75% no points no fees and that's not including the extra interest you pay on that if you roll it in. Great if you're holding the house for 30yrs but that's the exception not the norm these days especially for military folks. We always quote no points and no fees...aka no tricks. If you want to buy the rate down that's up to you but usually I show people the break even and they make a more educated decision. Beware of the "sexy" rate advertisements...likely there is a catch. FYI rates aren't even close to 2.75% anymore...the refi demand is up 479% nationally over last year and the mortgage market is flooded. Yesterday we saw rates jump .25% because Wall Street is trying to slow the bleeding. If you're late to the party and still want to refi I'd wait a couple weeks for the dust to settle and in theory the wall will come down a little again so people can still get good deals. We were doing better deals back in Jan before the media got a hold of the refi story. Jon
    2 points
  3. Different times. Didn't you hear? Wing don't need to keep visual while maintaining TAC position while working sensors on the sweep while not making an ass out of himself in the AOR. It's all BVR datalink Betty EZ-bake oven, pick-your-position formation and Windows 10 pop-up fire control systems. So easy a regional FO can do it, hell he might be better at it! Add some 2-piece snag-o-matic Army Cosplay in there for good measure (who needs their limbs after an ejection anyways) and 11F shortage fixed! 😄
    2 points
  4. U$@@ and Vets United are the biggest VA lenders in the country but have the worst rates of every lender out there. I usually beat them by .5% easily...anything decent you find on their site has fine print costs.
    2 points
  5. Alright guys, i am currently a civilian pilot and have come to realization that I will be bored doing the same thing till i'm 65. I have been applying to Guard/Reserve squadrons in the mean time. Anyway, I am curious if the AF or Navy has better chances of tracking fighters in the training pipeline? This seems to be a AF heavy forum group so if there are any Navy bros/broettes out there that have some insight that would be great. Calling recruiters to set up the AD process this week. I understand it comes down to luck and the needs of the branch but besides that does the Navy or AF have better chances of tracking fighters in training? Thanks
    1 point
  6. Here is an example of a heavy to fighter guy that seemed to do well enough for himself. https://www.af.mil/About-Us/Biographies/Display/Article/611899/brigadier-general-daniel-j-orcutt/
    1 point
  7. Read it all the way to the end. Two points: A: Note the age difference and B: At least they kept it in the family....
    1 point
  8. I think this whole thing will blow over around Memorial Day. People are going to want to travel, vacation, have fun over the summer and life will get back to some what of a norm.
    1 point
  9. We could probably do the world a favor and kill the 24 hours mainstream med..errr...entertainment channels! I'm all for giving a virus its due but damn this is a bit ridiculous. Either way, this too shall pass.
    1 point
  10. Review the IFT welcome guide here https://www2.l3t.com/doss/pdf/arrival_guide.pdf Memorize the boldface for emergency procedures verbatim, as well as the operational limits that are bold. Pages 10-11 Visit https://www2.l3t.com/doss/incoming_students/index.htm If you have your RIP and 2992 send em to the HARM for the unit you'll be in processing with. Five days from zero day, they can put you on AOs and send a CMS to finance for flight pay.
    1 point
  11. Anyone have any luck fighting a CCT score of 50 in one eye? ETP or waiver?
    1 point
  12. Lifestyle of helo pilots...sorry, couldn’t resist Sent from my iPhone using Baseops Network mobile app
    1 point
  13. Right, the last time we put a non-fighter guy in there, he made blues monday a thing...
    1 point
  14. I recently interviewed "Hacker" Haskin about his time as a UPT student, UPT IP and IFF IP (amongst other things!). He shared a range of advice and thoughts across about four hours of chatting. Those looking to go to UPT might find it interesting:
    1 point
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