brabus
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Posts posted by brabus
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3 hours ago, wikz said:
I haven't seen a kid playing outside in forever.
It’s sad. Thankfully rural kids are still going strong, but suburban/city kids are almost completely lost it seems.
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4 hours ago, Lord Ratner said:
Take the loan, put it into a high-yield savings account, and then pay the loan off using the savings account.
Still risky because now we’re assuming savings accounts paying > 2.99% will exist for the next 5 years (assuming that’s the USAA loan term). Savings accounts could be paying max of .5% in 2 years for all we know (or maybe not, but point is nobody knows). But it’s kind of a moot argument anyways, because even a 2LT can afford a $450 payment, unless they have specific, negative financial circumstances out of their control. So assuming he can pay the $450 out of the paycheck, he’ll make way more money over time doing something other than a savings account.
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1 hour ago, Lord Ratner said:
I don't love the grips,
Have you tried talon grips? I put the rubber version on mine and really like them. Cheap and easy to install. No issue against bare skin when IWB carrying.
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Glocks are great guns - simple, accurate and dependable as fuck. Their only crime is bland looks, but I don’t give a shit about that, especially on “purpose-driven” guns. Range toys are for fucking around with fancy shit.
And if you can’t stand stock, a trigger, sights, barrels, springs, etc. are not expensive, easy to find, and easy to replace. I had a buddy give me shit once because I “had to” replace the trigger on my glocks, so that’s why they suck. Even with that and a aftermarket barrel on that particular Glock, I was still less money in than his malfunction trainer…I mean Kimber.
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Meanwhile crickets on BLM protests, the recent riot at the WH, zero fucks given about the illegals they just released in NY who attacked the cops, J6 people who at most should have had misdemeanors with no jail time are getting heavy sentences, etc. If the law was applied equally, that’s one thing, but the law is massively absent for the left and heavy handed on anyone on the right/viewed as a threat to left policies (perceived or otherwise).
I would be equally appalled and pissed if the current status of justice was reversed in the opposite political direction. Politics and favoritism have no place in justice, but here we are, watching “political opponents” being taken down/silenced/persecuted by the left DOJ and AGs/judges all over the country. Every American should be horrified, regardless of how you vote at the ballot box.
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Copy leveraged vs. not. If he can’t afford/doesn’t want to pay the monthly back to USAA from his AF paycheck, then he shouldn’t be taking this loan at all, for anything. So with the assumption that he’s not retarded enough to take out a loan he can’t pay back from his primary income source, he’s been given lots of good ideas.
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Here’s a great index fund to dump that money in…if you look at this picture and still stand by your opinion, well then as Biff would say, LOL.
Edit: VFIAX for anyone interested
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3 hours ago, ClearedHot said:
minus gloves it will tear your hand up.
Got to roughen those delicate hands up. It’s either comfortable shooting or continuing to go through 69 oz of Jergens a week…your call!
CH in retirement…
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@Lord Ratner What? He’s young and should get started on long term investment. Now is absolutely the time to put money in things like a SP500 index. A simple index will massively outperform his 2.99% debt. It’s also lower risk than buying individual stocks. Your advice to not do that is either retarded or you’re assuming he wants to cash out the hypothetical investment in a few years. If it’s the latter, I see that point, but also cashing out in a few years is exactly the opposite of smart long term investing.
I DGAF about 2008, and the simple reason is I didn’t lose my mind and pull out all my investments. I now have tons of gains from the very money I “lost” in that time period. If I was 60 at the time, it would have been different, but I was in my 20s with tons of time to wait it out. Buy early, buy often, have patience and emotional control = all someone needs to do in their 20s to build a solid base for retirement.
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12 minutes ago, fire4effect said:
Or does it have to be winged aircraft?
That’s all the claim has ever applied to. And now the clock has been reset to a couple days. It was inevitable.
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11 minutes ago, Biff_T said:
Im suprised they're not doing lines of coke.
Biden’s too busy filling his depends beyond capacity in this picture to be doing coke. And Kamala is too busy practicing writing her lowercase alphabet on the big lined paper used in kindergarten.
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All about money and shinny new things. The Swiss have zero need for the F-35. It’s actually probably a negative for them, and should have gone with Block 70 Vipers, new Super Hornets, etc. Similar applies to multiple partner countries.
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Dump it into a SP500 index fund and never log in to check on it, ever, no matter what. You’ll be glad you did.
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Seen it happen several times…no rule, but generally they’re around for 2-3 years post MQT before changing units/doing a VLPAD. The ARC is generally far better at caring about what’s best for you than AD is. Any good CC will support him doing what’s best for his life. But up to the day he leaves, be a good dude and put the effort in. That will make leadership care more about helping out.
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Americans are greatly overextended. The economic outlook is not good for the middle class. If you’re wealthy or poor/illegal, you‘ll be taken care of.
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5 hours ago, SpeedOfHeat said:
you can't be serious
Completely serious. Biden is as big a POS human as the political class comes. Maybe look beyond his current dementia, going all the way back to the early days. He and his family (and many of the elite in the US) are selfish dirtbags who think they are above the law and better than all of us not in said elite class. If you can’t see that, I guess you actually do have TDS. Making excuses for Biden as if he’s a better human than Trump is ludicrous and uninformed. At best they’re both equally shit.
I don’t put Desantis or Vivek in the political class (we’re taking people like Schumer, Pelosi, McConnell, etc.) I actually don’t like Haley much, but while very much establishment, she is better than all the aforementioned names (not including Desantis/Vivek imo). In the end, I would have much rather seen Desantis, Vivek or Haley be the nominee, and would happily vote for any of them vs. the shitshow that the Dems are. But here we are, and I’m voting based on policy, not emotions. Votes driven by emotion is how we’ve arrived at this point.
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11 hours ago, SpeedOfHeat said:
I'm afraid his character flaws go far beyond being a "jerk." Trump is a buffoon. Willfully ignorant, petty, petulant, spiteful and jealous. Selfish and self-serving. Those are terrible, maybe even dangerous, traits for a President to have
The brain buster though is you just described Biden perfectly. Also easily described just about everyone in the political class. There’s the real problem in our country - we only run and elect people (in recent history) who fit these traits. So given that Biden and Trump are equal in shit character, might as well go with the guy who’s policies are more favorable for America and less favorable for our enemies.
I don’t think you have TDS, I think you have only provided an assessment on one side while not doing (or at least not presenting) the same “balanced” assessment on the other side. As for this conservative, I’m not making excuses for trumps behavior, but I’m also not pretending the other guy has better character. So once again we’re forced to choose between a douche and a turd sandwich, so I’m taking the one with better and more effective policies.
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Progressive leftists not remotely living what they demand of everyone else, how shocking. Complete shit-for-brains, hypocritical assholes, every single one.
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I think your buddy is stuck. There likely aren’t unfilled AD slots he could just slide into. If he quits, that’s probably the end of flying in the mil. If he wants to fly, then suck it up, go to the home unit for a couple years, and look for a transfer to another unit or a VLPAD option.
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Required: Get losing unit CC approval/agreement, do the release/gaining paperwork between state HROs, go to a TX. Obviously you also need to get “hired” by the heavy squadron you want to join.
I know several guys who have gone tankers or MQ-9s. Much easier than the other direction.
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Hearing, vision, severe intellectual disability, psychiatric disability….about par for the course since I first interacted with a FSDO 20+ years ago.
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@nsplayr Your experience is standard in so many places. There’s a lot of open land to build in some places, but when you throw in city gov, politics with developers, etc. it’s just a losing battle for the normal person. I looked into building a “large” hangar (3-4 GA acft size) at the nearby city airport…likely near $1M and I don’t get to own the land. Not worth it, no matter how much I love flying.
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6 hours ago, kaputt said:
It’s going to be interesting to see what happens if a DEI hire in the future plows a fully loaded aircraft into the ground;
It’ll be swept under the rug immediately, and you’ll be a racist, ______phobic, etc. if you bring it up. Just like every mass shooting when the shooter is trans, minority, illegal alien, etc.
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It’s certainly not her fault that our society has spent a couple decades fucking over women and minorities who actually earn their way. I truly hope she’s awesome like many of the women I’ve flown with.
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Investment showdown -- beyond the Roth, SDP, & TSP
in Squadron Bar
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Yep, valid, my bad. Personally I just don’t see the point of not investing for greater ROI (assumption that LT is going to fork over the $450 monthly payment out of his paycheck). But I suppose if he’s unable to do that due to extenuating circumstances, copy shot. But if there aren’t extenuating circumstances and he’s just choosing to spend the $450 on dumb shit while collecting minimal interest, then I still think that’s a overall not a smart choice.