Leaderboard

You're confusing revolving credit with a car loan. A 0% APR loan on a car, or computer, or vacuum cleaner is not only a real offer with no strings (most of the times), it's fairly common. You see them offered by either the manufacturer (the actual Ford corporation, not the dealer) or the retailer (Newegg.com), rather than an third-party bank. The benefit to them is that they sell the car, mattress, or computer today that you, the interest avoiding consumer, would not have bought until next month if you were paying cash. It's not much different than an infomercial offering 4 easy payments of $9.99. Less pain up front makes you more likely to buy now. Even the credit card companies, contrary to popular belief, are thrilled to have someone like gravedigger use their credit card on everything and pay it off each month for no interest. Don't forget about transaction fees; they may not be charging you, but they are charging the retailer.

2, I found him to be an awesome dude. Very charismatic and always interacted with everyone, including us young LTs at the time. I think he will be a solid wing king especially after Rhat.

Because there's an alarming number of incredibly stupid people in this country; they do not consider consequences, they do not think about anyone but themselves and they have zero capability to think critically about any topic. There's probably a lot of things to blame their behavior on, but a leading one is pure racism...and guess what, it's not a bunch of KKK white men who are the leading cause of these problems. I think the at large black population has become the #1 largest group of racists - we have essentially turned 180 out from our past history. It is not better or worse, it is simply repeating the same human mistakes. Assholes like Sharpton and Jackson only serve to further promote racism; they know it, they just don't give a shit because power, money, etc. is more important to them.

Chip has my seal of approval: 2 thumbs-up!!