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Kenny Powers

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Kenny Powers last won the day on September 2

Kenny Powers had the most liked content!

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About Kenny Powers

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  1. Kenny Powers

    Commanders are dropping like flies this year

    That's f-ucking bullshit that some ass clown wannabe ruined such a sacred tradition and a significant moment for a stud who has earned the right to be there. I don't know the details, but it sounds like it's also bullshit that some dudes lost their careers over it. Seriously, what kind of idiot would ever think that is ok? A naming ceremony is about welcoming a new fighter pilot into the pack. It's about having fun and giving them a proper name which they've earned. It's not about letting someone, who has no idea what they're doing, berate subordinates.
  2. Kenny Powers

    Hurricane Michael

    Not sure if serious or...
  3. Kenny Powers

    Car loans and interest rates

    Any cash I use to buy anything is money I cannot put into the market. If I can borrow your money for damn near nothing and invest all mine, I will.
  4. Kenny Powers

    Car loans and interest rates

    Why? Because you wouldn't spend your money on it? I bet most people spend more every month on Starbucks and fast food than I do on a car payment. The math is simple. If you cant understand it or if you aren't the type of person that is ok with debt, then fine. But you're crazy if you think I should use my money to buy a car vs borrowing money for super cheap, when my investments can out perform the interest of the loan by a significant amount. Regardless of the price of the car, the math doesnt change. Even if I was buying a car for $5k, I'm still better off borrowing that money.
  5. Kenny Powers

    Car loans and interest rates

    Explain. Define "money you dont have." As in, are you suggesting I should pull money out of investments or emergency funds when it's time to buy a new car?
  6. Kenny Powers

    Car loans and interest rates

    You're now arguing that people are dumb because they choose to spend their money differently than you? Should I save every dollar until retirement? Should I always just drive an old car that I maintain? Hell, let's grow our own food and make our own clothes. It's entirely possible to be financially savvy and have a $60k car. Just because I may choose to spend my money on different things than you, doesnt make it wrong. Especially when interest rates are so cheap. I'm a car guy, so I like spending money on cars. You might like to fish, hunt, fly, travel, etc.. should I argue that you're "comical" for spending money on those things? Or that it obviously makes you not financially savvy?
  7. Kenny Powers

    Car loans and interest rates

    That's a good point. People do what's comfortable for them, the "good feeling of not owing anyone anything", which is totally valid for the group of people who like that. Same for the guy who borrows $60k for a car @ 3% while leaving $60k in his investments averaging returns higher than that. I think the borrow vs not borrow mentality was a much different arguement 30 years ago when interest rates were much higher. But when I'm looking for a new car and the dealer is offering incentives plus 0.9% interest, that's difficult to argue. I spend more on alcohol every month than that 0.9% interest would cost me
  8. Kenny Powers

    Car loans and interest rates

    Have an emergency fund in savings that you're comfortable with, have your 15-20% or whatever you contribute to TSP/401k automatically come out of your check, and have healthcare and insurance. Take your net income after savings/investing, subtract your bills and basic needs to live the way you like, then spend what's left over how ever you want. I am a fan of borrowing money if it's cheap while leaving my money in the market. It's all a balance of living life while you're young and able and still having a solid retirement plan for when that time comes. Edit: my mindset on borrowing money for cars and what not might change if I didnt have the financial security of getting a paycheck every 2 weeks for as long as I decide in the military.
  9. Kenny Powers

    Hurricane Michael

    Your vote is automatically thrown out because you can't spell losing...
  10. Kenny Powers

    Future T-38 replacement?

    Never been an IFF IP, but I would say no. You're probably at the point of diminishing returns after the first sortie for a student at that point in their training. Also, tanking takes time. Fight tank fight is great in the CAF (almost as good as a fight tank fight tank fight) but that would reduce the number of students you could fly in one day, as opposed to getting the jets back to mx and throwing another stud in. Plus, you probably need at least 1 dedicated AR sortie in the syllabus. I guess there's always an IP in the back that can take the jet and get gas if the stud is struggling, but I dont think that's desirable.
  11. Kenny Powers

    Future T-38 replacement?

    We have guys who get to the CAF that never tanked in the B-course and it works out fine. I'm not sure why they would waste time teaching it in IFF. Having the option to AR would be awesome though for all the other gigs we are currently using T-38s for.
  12. Kenny Powers

    VLPAD

    I remember seeing something posted a while back stating that Pilots that go VLPAD could be eligible for the bonus, but I have not been able to find anything about it. Anyone smart on that? For example, a Guard bubba that wants to do VLPAD . He is released from the Guard and isn't under any kind of contract with AD until he accepts the VLPAD offer. Does he get the bonus? I am also curious about consecutive tours. My assumptions is that, after your 3 year ADSC is up, you could just do another one. So, only accept a job living where you want to live and then every 3 years sign another 3 year deal. As long as the airlines are hiring like they are, the AF is going to have an experience problem, so I can't imagine them telling an IP who wants to sign up for another 3 years and stay at the same base no, but the AF has proven to do dumber things in the past. Anyone know of any verbiage stating you couldn't do consecutive tours?
  13. Kenny Powers

    Grumpy MC Driver

    It's not specific to just one community either, we are definitely seeing a lower quality product showing up in the fighter community as well. You can bitch about it, or you can step up and make these kids better. They're able and willing, it's on us to accept the challenge the AF has given us. Not defending the AF for any of the bullshit decisions they have made, but by the time the product shows up to my squadron, it's now my problem. I'll make them better and get them up to speed. Wont be easy but we cant accept anything less.
  14. Kenny Powers

    Grumpy MC Driver

    Damn it. You caught me, power clicked the CBTs.
  15. Kenny Powers

    Grumpy MC Driver

    Copy. Identifies as a "he". And all this time I thought those CBTs were bullshit.
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