BONE WSO

Rental refi rate was slightly higher at 3.375 vs 3.25 for owner occupied

That plan will not work out well. They let you rank order which classes you would prefer to take and I always rank ordered the leadership classes at the bottom and the core classes at the top. They ended up giving me all the leadership courses as my first 5 courses. Not sure if switching is allowed but I think if you tried to do it that way you would waste a lot of time and effort on the leadership classes that wouldn't count for anything later.

Free LinkedIn Premium Account for 1 year: https://www.linkedin.com/e/scp/0_2ApU3JcMAGmMCH62nVh-wyVfWK9gPWd6_zkPR40iZz7AsflALKyub20iczuBoqzM1r-GyRbnU7dLdSTkhd7oXu/?hs=false&tok=07G8_gm1AeZ4Y1. It looks like it is only giving you a free month but it will give you a whole year for free.

https://www.airforcet...ling-pt-032013w

I went through most of the process last year with Cameron Brooks. I filled out all the required paperwork and had my phone interview. The guy told me that I would be "accepted" into their program but wanted me to commit to living anywhere in the US. I am working on my MBA at UT Austin part-time and told him that I had to stay in Texas to finish the degree and that was a no-go for him. If you truly don't care where you will live after the AF it seems like a great option. But for us, one of the main reasons I'm getting out is to stay near family in Texas. The companies that recruit with them seem very good, mostly all Fortune 500. I think the pay is low $90's to start. Speaking of the GE JOLP, I put my resume on their website a few months back and got a call and email last week from a former USAF EC-130 pilot that works there now and he is looking to hire ASAP for positions in Houston. PM me if you want his name. Amazon is also really good about hiring former military officers and the pay is really good. When I finish my MBA, I'm going to try and break into Private Wealth Management at a top firm like Goldman Sachs or JP Morgan. If that doesn't happen, Amazon and USAA are also high on my list. If you get on www.linkedin.com you will find there are a ton of former military guys at all the top companies. Most of them are more than willing to help other military guys out.

Thanks Huey! I looked it up and you are right, rule doesn't apply.

It was flat out denied. Now I have to start over, do the SSS, etc...I guess I could just move the separation date up and be legal but I really don't want to get out until September so I have to wait til next month. What I'm worried about is now that they know I'm going to leave, they will frag me for a deployment, before I can redo the paperwork, because then it makes you ineligible to apply for Palace Chase. Just reread your comment. If they make me wait 120 days to apply again that will be the biggest load of BS the AF has ever done.

Mine got denied today because I requested a separation date that was more than 180 days in the future. The separation date has to be between 90-180 days from when you apply. Ridiculous that it didn't tell me that when I filled out the app. Now I have to start over and get the SQ/CC and the WG/CC to sign off on it again.

IMO, if you can't or don't want to fly for the airlines, getting an MBA from a top school is the best thing you can do for your career. I went to the Military Prospective Student Day at Harvard Business School last year and met a ton of great guys that were all headed to ridiculously good jobs. I can verify that these guys are in fact starting out at around $200,000. They didn't have any superstar stats. They were doing the same things that we do every day. It totally changed my perception of what it was like at a top school. The veterans clubs are pretty strong and it was pretty much like hanging out with guys from the squadron. I visited HBS, Wharton, Tuck, and Kellogg and all of them love military guys and are trying to recruit more of us. My original plan was to go to a top ten school full-time but I have an awesome SQ/CC who let me enroll at the University of Texas part-time. I have to drive from Abilene to Dallas every other weekend and have class on Fridays and Saturday's but it beats being jobless for two years.

Here is an example of what you can make getting out of the military. https://www.mccombs.u...Statistics.aspx I'm getting my MBA at the University of Texas and the average salary plus bonus the first year out is around $140,000 per year, and that is in Texas. I'm getting out later this year and plan to do on-campus recruiting to get a job. I made a trip to all the top business schools in the country last year and there are tons of military guys at all the top MBA programs, and the schools really want us there. Here is a screenshot of the salaries of MBA students at the University of Chicago. https://faculty.chica...namics_1209.pdf There are plenty of jobs out there making a ton of money but you may have to upgrade your skills/resume to be in a position to go after them.

Ok it sounds like that is correct in your situation. I had to get appraisals on both houses and the appraisal had to come in above what the new loan amount would be. USAA does not require an appraisal if you got your first loan through them. I rolled the dice with the $400 appraisal fee that NBOKC charges and it worked out. I had positive equity in both houses.

I originally closed both my loans with USAA but one of them was sold to PHH Mortgage and the other one to GMAC. It shouldn't matter who old the lender is. They are receiving a check from the new bank for the payoff amount and they really don't have a say in whether it gets done or not.

I wanted to give a huge thanks to this board and Dave Devine for saving me a ton of money with a VA refinance. I originally applied for a USAA refinance and did a search on here and found National Bank of Kansas City. I canceled my loan with USAA because NBOKC was over $5000 cheaper. I got my VA loan for 3.25% vs. my old rate of 5%, saving me about $200 per month. Nothing out of pocket at closing, got to skip two house payments, and get all my escrow (about $2000) back. From application to closing only took 3 weeks. USAA was going to take 3 months. I am refinancing my rental with him also and closing on Monday, 3.375% on that one. Thanks again guys!

To be fair, I think he liked to push the limits on the regs a lot. For example, he would wear a tan t-shirt and nike shorts to the gym instead of the official PT uniform. He did this for awhile until the OG/CD, another B-1 guy, saw him at the gym and asked him WTF? He made a name for himself then. He had a couple incidents like that so I don't think anybody found it unexpected when that happened at the chow hall.

He actually did not get sent home. He was only there to drop off a jet and bring another one back. He wasn't deployed there at the time. SF tried to file charges of Failure to Obey a Lawful Order on him for not surrendering his ID when a senior officer requested it. His punishment was to get taken off of evaluator orders back at home. He was also forbidden from going back to the Deid and did not go with us on the next deployment.

https://www.airforcetimes.com/news/2012/02/air-force-4-hurlburt-field-airmen-killed-in-djibouti-022012/ 4 Hurlburt Field airmen killed in Djibouti Staff report Posted : Monday Feb 20, 2012 10:28:39 EST Four Hurlburt Field-based airmen were killed in Djibouti, the Defense Department announced Monday. Capt. Ryan P. Hall, Capt. Nicholas S. Whitlock, 1st Lt. Justin J. Wilkens and Senior Airman Julian S. Scholten were killed Saturday when their U-28 aircraft was involved in an accident near Camp Lemonnier, Djibouti. Hall, 30, was from Colorado Springs, Colo. He was assigned to the 319th Special Operations Squadron at Hurlburt Field, Fla. Whitlock, 29, was from Newnan, Ga. Wilkens, 26, was from Bend, Ore. They were both assigned to the 34th Special Operations Squadron at Hurlburt Field, Fla. Scholten, 26, was from Upper Marlboro, Md. He was assigned to the 25th Intelligence Squadron at Hurlburt Field, Fla. The cause of the accident is under investigation, the Defense Department said.

Tulsa- Not true. Even if you revoke the benefit, you still are stuck with the ADSC. I already tried this with no luck. AFPC would not budge and there is no reg or AFI giving any direction one way or the other. It was my argument that they haven't paid anything so I shouldn't owe them any time.

Names released https://www.cnn.com/2011/US/04/07/california.military.crash/

Really? I don't think this is very accurate.

I just started my second class in the leadership program. The first class was a core class for both programs but my current class is not. You fill out an email before the semester ranking which class you want to take with the classes you don't want to take towards the end. I put all the leadership classes last on my list and they assigned me to take a leadership class this semester. So I really don't think your plan would work without taking extra courses. I will say that my first class was pretty easy and somewhat interesting. It is also free and does not add any ADSC.

WTF are you talking about? I'm sure senior leadership is letting you in on their plans on how they will run the base. We are not moving out of BPC. Room assignments are based on how long you are deployed here and when you start deploying almost 7 months out here straight you too can stay in the BPC. How are B-1 guys making you sit SOF? Poor guy, you have to do extra duties besides flying? We all sit SOF out here so quit whining about it.

Names released https://www.pnj.com/article/20100414/NEWS01/100414012 :beer: :beer:

The yellow ribbon program is very complicated and how much money you get largely depends on what state the school is in and how their tuition and fee structure is setup. Some states like California are very bad for the GI Bill because most of the cost of school is in the fees, and the GI bill pays tuition. I considered getting out and going to get an MBA and did a substantial amount of research before deciding to stay in. I stumbled on this website where the guy went from the Army to Harvard and he made a chart breaking down the top MBA programs by how much you would receive annually from the GI Bill w/yellow ribbon. https://militarytobusiness.blogspot.com/2009/07/post-911-gi-bill-mba-fact-and-fiction.html You can also look at the main VA website to find out which schools participate, the amounts of money each will give you, and how many students are eligible. The best deal out there is Dartmouth for an MBA. They have no limits on the number of students using yellow ribbon and the total benefit is over $80k/year, basically a free MBA from a top 5 school. https://www.gibill.va.gov/GI_Bill_info/ch33/YRP/States/nh.htm

https://www.militaryonesource.com/MOS/FindInformation/Category/MilitarySpouseCareerAdvancementAccounts.aspx I'm not sure how well-known this program is, but I just found out about it while trying to figure out how to pay for my wife's school. The program will pay a total of $6000 towards your spouses education. There are some restrictions as to what the degree has to be in, but my wife is going to be a teacher and this program is going to pay for a large chunk of it.

I knocked it out as a LT during MQT. I studied gouge for 1 hr before every test and passed easily. I think it is easier to spend the 6-9 hrs over a couple months and just get it done. So many people, including our SQ/CC, asked me if I had it done and most all of them looked shocked when I said yes. It's easy, just knock it out while there is still good gouge out there.