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Herkdrvr

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Everything posted by Herkdrvr

  1. Neither do the Bobs. They'll leave the AF just as perplexed as they are today. Then, they'll join various defense contractors as board members/advisors to continue not solving said problems.
  2. I applied & was accepted into the pool. If nothing else, an accepted application is good for 5 years. Apply & give yourself the option. My understanding is you don't teach anything other than JROTC military classes, you shouldn't be teaching calc. That said, there are extracurriculars like field trips to AF bases, retreat ceremonies etc. you may have to lead. As far as the $$ work, I know the schools minimally have to close the gap between your retired pay & what you're currently making (base pay), but beyond that not sure on stipends. Someone else will have to chime in. Congrats on retirement BTW.
  3. I think he means elimination of landing A-1.
  4. Gotta agree with Danger41 here. Frau and I left our beloved doggo with the in-laws for 3 years while we were assigned to Japan. Was great to get away to Guam, Hawaii, Australia, S. Korea and other places without worrying about the dog. Not to mention, lack of a pet increased our housing options.
  5. "Although the USAF footed the bill for her education, Roberta’s degree did not come without a personal price. In exchange for a world class education, Roberta agreed to give the United States Air Force at least ten years of dedicated service. " My UPT commitment was only 8 years. I guess the AF really wanted their pound of flesh back in the day.
  6. Based on your post, I'm fairly sure you're right. It's exactly the reason why we encouraged senior CGOs/junior FGOs to hit their second gate (120) before staff. They could then take a 3 year assignment, keep getting their pay, and return to flying later for their third gate. They should have coded your entitlement code as continuous & your status code as inactive. See AFMAN 11-402 para 3.9.
  7. Gotta love the 4-ship NDB procedure turn off a shitty SKE scope in the wx.
  8. Probably. But I expended all my satire skills on the last post.
  9. A "Personnel Services Delivery Memorandum" is usually a 6-9 page document the authors should have condensed into 3 paragraphs. "Staffing" means all the Bobs get to keep it in circulation until the oxford comma dispute is settled.
  10. The fact you get paid is the same, but they differ in form. The SBP is for life vs. the term one-time payout. I guess I could do the math on the NPV of the annuity vs. the term, but I didn't go that far. Your point is well-taken. 🍻
  11. If Clark keels over day 1, then SBP assuming you've selected your full salary as the "base". The Mrs. would get recurring income for the rest of her life & you will not have paid a bunch of SBP premiums. Moving away from the day 1 scenario, at what point do you think you'll have enough invested to permit your family to handle all the debt/goals etc. without any additional income? If that's today, then maybe no insurance policy is the way to go. If it's in the next 20 years when you're both pushing 60, then maybe 20 years is the relevant timeframe to look at SBP vs. a term policy. Full disclosure, I ended up selecting SBP. YMMV.
  12. Decent thread here. I've read the bill & don't see any pork. (I'll edit this post & stand corrected if someone else sees it.) Puzzling why it didn't pass round 2 tbh.
  13. Herkdrvr

    F1 Thread

    Stoned to death with hard compound tires? 🤣
  14. Posting to publicly thank Jon and his entire Trident team for helping my wife and I land a home (twice!) in a particularly challenging market. Jon's assistant, Olivia, was superb. She authored/sent loan approval letters in a timely manner & as we found homes where we seriously considered making an offer, she rapidly got us the relevant loan information to help us make an informed decision. We finally landed a deal in the ~Mar timeframe. We discussed numbers on Fri & by Monday the Fed had raised rates. Despite the higher rates, Jon honored the lower figures we discussed. The combination of low rate, zero lender fees, & applicable lender credits meant in addition to 0% VA down, I would have next to zero closing costs. Equally impressive was Roy. Once we had a signed our offer, Roy helped navigate us through the various closing disclosures, VA paperwork, and loan requirements. When I had questions, Roy answered them swiftly & with sufficient clarity to aid two home-buying novices like me and my wife. Unfortunately, this particular deal fell apart over our appraisal. We spent the next 3 months looking for a home & utilizing Trident's services. Time & again we funneled Olivia various property addresses; she would give us the relevant numbers. When we put in offers that weren't accepted, the Trident team was empathetic & encouraging. Roy & Olivia both kept me informed of the rate landscape until we made our 2nd offer. Yet again: Trident rates soundly beat the market, low fees, and 0 down. It was a no brainer. Once we finally got to closing, duties transferred to Jen who completed this phenomenal quartet. She worked directly with me & our title company to finish all the closing documents. Suffice to say: we're thankful to be (finally!) out of the rental market and into a home. Jon, Olivia, Roy & Jen made the process seamless with minimal damage to the ol' bank account. If I'm ever in a position to buy a home again, I'm giving Jon a call. If you are considering a purchase, your search has ended. THANK YOU TRIDENT!!!!
  15. Herkdrvr

    F1 Thread

    And another for the F2 crash between Nissany & Hauger this past weekend.
  16. @Random Guy please ELI5. If it is indeed the case that most people make errors in their monetary assumptions and arguments, who should care? What’s the impact/ problem?
  17. What about calling the restaurant directly and seeing if they’ll text you a pic?
  18. Day Man, I should have! Instead, I initially defaulted to my credit union who gave us our first home loan over a decade ago. It wasn't until I started receiving suspect loan requirements that I recalled this thread & posted a question. As a result, my first interaction w/Jon was via this forum & even though he (at the time) didn't have my business, he answered my question & even offered to cover the topic offline. I took him up on his offer & after 2 mins on the phone I knew I was switching. Cheers, Herk 🍻
  19. Thread update: I ditched my other potential lenders and went w/Jon @ Trident. I can't say enough good things about Jon & his team. I particularly appreciated his willingness to answer questions candidly, his responsiveness & that of his colleagues, and his overall approach which combines not only the best value for $$ but integrity to boot. I encourage anyone looking for a home loan to give Jon a call; I'm sure you won't be disappointed.
  20. Thanks Jon! I have your contact info & will be in touch soon.
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