Guest mn nav Posted March 16, 2009 Share Posted March 16, 2009 I was laid off from my job a little over a year ago. I am going back into the reserves as a flight engineer. I have finished my physical and everything and just waiting to hear back, but the recruiter sent me an e-mail stating that i need to fill out paperwork for my security clear and she said if I have marks on my credit that they need to be explained. My thing is that the economy is crap and i really only have knocks on my credit from my student loans. Will this prevent me from getting in? Thanks Link to comment Share on other sites More sharing options...
XL0901 Posted March 16, 2009 Share Posted March 16, 2009 I was laid off from my job a little over a year ago. I am going back into the reserves as a flight engineer. I have finished my physical and everything and just waiting to hear back, but the recruiter sent me an e-mail stating that i need to fill out paperwork for my security clear and she said if I have marks on my credit that they need to be explained. My thing is that the economy is crap and i really only have knocks on my credit from my student loans. Will this prevent me from getting in? Thanks Generally student loans are considered "Good Debt" and I have never heard of anyone getting grief for having them. That is assuming you have paid them on time. Ask your recruiter for specifics. Link to comment Share on other sites More sharing options...
war007afa Posted March 16, 2009 Share Posted March 16, 2009 They really just want to know if you owe a proverbial shite-ton of money to anyone or are in over your head so that they can analyze whether or not you will be a security risk (i.e. you can be blackmailed or bribed into giving secrets). So as long as you aren't giving ZJ's out by the freeway to pay your loans off, you should be fine. Link to comment Share on other sites More sharing options...
slacker Posted March 16, 2009 Share Posted March 16, 2009 I believe bad credit is the number 1 reason security clearances are denied. Link to comment Share on other sites More sharing options...
BigFreddie Posted March 18, 2009 Share Posted March 18, 2009 I believe bad credit is the number 1 reason security clearances are denied. I just got my clearance interview less than a month ago. I asked the investigator what the deal is with bad credit and clearances. He said he interviewed a person who declared bankruptcy 4 or 5 times and still got a clearance. He said it really wasn't a deal breaker. BF Link to comment Share on other sites More sharing options...
war007afa Posted March 18, 2009 Share Posted March 18, 2009 Correct. The purpose of the credit check is to determine if you owe a rediculously large amount of money and are unable to pay said amount of money (making you a risk in the eyes of the government). Don't know what the threshold is, but I'm assuming you'd have to be pretty bad off for them to be concerned about it. Link to comment Share on other sites More sharing options...
Seriously Posted March 18, 2009 Share Posted March 18, 2009 This topic has been talked about ad nauseum, and I'm surprised it's lasted this long. For your convenience.... Credit Problems Security Clearance Problems Debt Frustration Link to comment Share on other sites More sharing options...
Guest Fogo Posted March 21, 2009 Share Posted March 21, 2009 So as long as you aren't giving ZJ's out by the freeway to pay your loans off, you should be fine. If you don't know what it is... You probably can't afford it. Link to comment Share on other sites More sharing options...
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