Need FINANCE HELP. I have a very specific situation that I'd love to get some input about. I took the VSP from Active Duty 1 year ago and am starting to look at Guard / Reserve positions (currently in IRR). During this 1 year, I have been approved for 60% VA disability, but instead of getting those paychecks, it has been required to be used for VSP payback....ie I won't see that money until ~2019. My questions are: 1. Can I still join Guard / Reserve with VA Disability? No permanent or duty restriction injuries..will pass all PFTs and physicals. I have heard every answer under the sun on this and would love some facts vs. opinions. One Guard unit told me anything over 15% disability would not be allowed in any guard / reserve unit. NOTE: 15% disability doesn't exist, it's be 10% increments, so right there I don't see that as credible. 2. If I can join, what I have seen online is that my VA Disability amount gets prorated based on the days I serve that year (can't double dip). If that's true, how does this work for someone like me who isn't directly receiving VA money? Should I expect my VSP payoff date to just be pushed out, thus delaying the time where I'll see VA money? I find it hard to believe that someone in the VA and/or DOD is updating my account and allocating funds as they change. I'm not sure if anyone else has ever been in this situation, but looking for some insight. Thanks!