di1630

Not 100% sure but leaning towards putting it on my mortage for a rental property. I only have a 3.375% rate but its the highest loan I have so I figure I could pocket an extra $200 per month in interest savings that way. I thought about doing the 25K per year but I think inflation is bound to creep up and eat away. Did the math and the 1/2 up front made sense for my tax bracket. Got any ideas?

50% up front until 20yrs which ends Nov 2021. Just checked my LES, ACP was $104,583.33....I'm guessing something must be pro-rated since I'm only committed until 20YASD- Nov 8 2021 but I can't make the math work to make sense. Heres what I can make work but it assumes pro-rated for FY13 and FY21 and I have been overpaid a year. Paid $104,583 x 2= $209,166 total ACP = 8 years and 132 days (25k/12 = $2083 bonus per month) ($2083/30 = $69.43 per day on the bonus) Signed the bonus 27 June 13, new ADSC is 9 Nov 2021 which IF pro rated would = 7 years and 132 days on the bonus. I can't help but think that 132 days is not coincidence but I thought the if any proration was done I'd be paid for 8 years and 39 days = 202,707. Did I miss a proration note in the ACP verbiage?

No state taxes, I have TSP pulled from base pay (10%) so this doesn;t make sense. Only thing I could think of was SS and medicare (hadn;t figured on them) but I ran the numbers and can;t make anything add up to the amount witheld.

Trying to figure out taxes my ACP pay that just got depositied: looks like they witheld out 30.27% by my calculations. Any of you tax experts know why this would be higher than the 28% max I was expecting to be taken? Made about a 4k difference.

So sm I correct in assuming that the full 28% will be taken up front out and I'll see the rest as a refund at tax time?

82.1K is a good starting point assuming 28% taken out. Depends on your situation. For me, with a wife who works part time, 2 kids and a house, 10% base to TSP, my taxable income will fall into the 28% bracket for the bonus portion. Part of the bonus $ (about (70k) will be taxed at 25% and the other 42.5k will be taxed into the 28% bracket. Unless you have a wife working full time in a good paying job or you have som elarge form of alternate income, you probably won't see anything worse than 28% for a portion of your income. BL, assume 28% taken out = $82.1k and thats about right for net but in the end, probably less.

Submitted mine on 27 June...still pending. An 11R submitted for the normal 5 yr option on the same day and had the money in less than a week.

Homophobia is gay, so don't be a homo.

All of your arguments all can be summed up into on concise sentence "USAF aircrew (mis)management is a shitshow". Funny stuff to read though and a great break from my endless qweep.

I think they will miss the 65% retention goal because they rolled it out 1/2 waythrough the FY when a bunch of bonus eligible dudes already punched. From the 11F guys I've talked to, the $225k option has not changed their minds. Most dudes line up ANG/Res jobs well before they hit their point and have their minds made up. I think it is standard USAF trying to throw money at a complex problem. Who wins?....guys who were gonna stay in regardless.

If anyone gets this info tomorrow really at 0800 can you please post it on here. I have a feeling that the red tape is going to hold up mass information from being sent to all people interested stifled by chain of command and out-of-office replies. Still holding out hope that the delay was for the 7 @35K rumor but expecting it was because of piss-poor standard shoeclerk execution. Hope I eat my words

Release date of 25 June is what a bro emailed today for those expecting news.

You mean you'd work like every other career field.

Back on topic, apparently the ACP is now ARI Aviation Retention Incentive according to a bro who called the phone number. Maybe this means they actually did rework details.

If you are an mil ME IP only, the best way to become a SE IP is to have the restriction removed by getting your SE ATP. Much easier checkride (I hear) than the SE Commercial to add it. I may be wrong.

Some guys get f-cked and punch, others get on the fast track and love the game of ball fondling that gets them to their next step. A lot I talk to are like me.....joined for the right reasons, then realized the USAF is such a poorly run organization that is is frustrating to be a part of....Love the flying and bros....hate/despise the system. I have 8 years until retirement, with the bonus...worth dodging the bad deals til then for my future goals. The USAF has sadly just become a job. I get paid $110K+ and the occasionally flight as payment to play a stupid game with subpar management/leadership and live in some below average places. The saddest part for me is how much I used to love the USAF and the esteem I once held it in before I realized what a sh-tshow it actually was.

Hmmm, sounds like a great idea to buy upgraded legacy jets for 1/3 the cost for everything after day 6-9 of the war.

Lets talk about loadout......2 A/A missiles and 2 bombs, everything else external which has an effect on the RCS?? -So what we have is a jet that does not to A/A as well as the F-22 (see argument for buying F-22's instead) -Carries about the same as an F-16 that cost 1/4 the amount....but we have a great RCS...not F-22 great. -Let's not even compare its CAS/Loiter/strafe (Real CAS) abilities to the Hog. The Marines I talked to said that the RAM coating upkeep will be almost impossible and their plan is to load it down like a hornet with external everything. Looks good on paper though. I have not heard a good thing about this program from anyone involved except the LM guys and the cool-aid drinkers who have to sell the USAF on it.

I've talked to both pilots in the test world and the ops (if you can call it that) side. Nobody argues the jet looks great on paper but 12 years after the flyoff and still years behind schedule, extremely over budget and now causing the USAF to cut single role aircraft to pay for it. Lets face it, the JSF is a jobs program. Built in 46 states, joint, too big to fail. They should have kept the F-22 line open, upgrade to block 60 vipers/Super hornets and keep the A-10 flying.

I bet it is approved before they start handing out the Fall VML assignments at the end of June to keep people from 7 day opting the hell out of this cycle. Just a hunch.

Found this interesting on weather as a possible cause. http://www.kxly.com/news/spokane-news/was-weather-factor-in-deadly-kc135-crash/-/101214/20071914/-/pdp945z/-/index.html

YGBFSM....Pilots with no UIF passed over to Captain.....Wait, scratch that, after 12 years of this shit, this actually does not suprise me now that I think of it.

Yeah, but until we know a cause, its tough to take that amount of support away from the guys who need it in the AO without some sort of idea if age/mx/ops is at fault. Grounding would accomplish nothing if you don't have a reason to suspect recurrance. That being said, the pics point to it being broken up and on fire in flight. Not knowing anything about what might cause that to happen to a tanker, I'd think there are many possible causes to this and its gonna take a while to pinpoint.

Against all advice I went to see this. Words cannot describe how bad it was on all levels and I am not a movie snob by any means. Not even worth the $1.20 redbox will charge in 6 months.

Anyone know in ACSC 6.0 what the min time to complete a segment is vs the 4 month max. Thanks