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nsplayr

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Posts posted by nsplayr

    WTF? (**NSFW**)

    in Squadron Bar

    Posted · Edited by nsplayr

    11 hours ago, Biff_T said:

    It's the most WTF thing I saw on the internet the other day. You can listen to it without staring at the screen.  

    Will Smith in a threesome with P-Diddy and Dwight Howard. Edit : Dwight not Dwane

    I think its funny as hell.   Every other thread on here is turning political.  I need one where fart jokes are acceptable.  

    So what you're saying is you listened to a 14 minute podcast about three dudes fucking and liked it so much you wanted to share with all of the august members here on ole BO.net. You sure you're not an Eagle guy?

    👀

    • Haha 4

    WTF? (**NSFW**)

    in Squadron Bar

    Posted · Edited by nsplayr

    ^^ random embed of a podcast (static image vs a real video even, c'mon man!) of two random jabronies on a topic totally unrelated to anything else being discussed in the thread...care to give us a TL;DR?

    Also more on-topic, speaking as one of the very few resident liberals, the anti-semitism shown by those on the left since the Hamas attack on Israel has been disgusting. Truly WTF is up with the kids these days being outright pro-Hamas and skeptical of the veracity of the Holocaust. Tik Tok is melting brains man, delete that shit from any phone you can get your hands on, it's a CCP propaganda vector and I'm dead fucking serious, delete it from your phone, your kids' phones, etc.

    BLUF re: Israel...you can be pro-Israel and/or Jewish people and also anti-Bibi/Likud, and basically all people on the American left should be that IMHO.

    • Upvote 1

    China & Chinese Shenanigans

    in Squadron Bar

    Posted · Edited by nsplayr

    On 1/25/2024 at 11:05 AM, Lawman said:

    Unfortunately when you look at EV tech adoption our top level policy makers look to be hurtling cash into the sinking ship and ignoring our own industries that we will need in the immediate future. To them geopolitics comes in a distant 2nd when matched against climate interventionist vanity projects.

    I have owned three EVs, all of which were/are great vehicles:

    • One was made in Germany
      • Plus production of that model now takes place in Tennessee
    • One was made in Illinois
    • One was made in California

    WTF are you talking about? China does make a lot of EVs (think BYD), but almost none of them are sold in the United States.

    World War III Updates

    in General Discussion

    Posted · Edited by nsplayr

    20 hours ago, Blue said:

    Why, exactly, do we have outposts with 300+ troops in Jordan?

    Are you familiar with the region of the world known as "the Middle East?" Always buzzing with nefarious activity, we've fought a war or three over there, you might be able read about them in a book or newspaper or something.

    image.thumb.png.2cf73760c725504250f6216fdd3cee62.png

    RIP to the three FKIA and speedy recovery to the FWIA.

    Fuck the IRGC and all their shitty friends. Y'all wanna play drone warfare? Fucking SEND IT, rip 2 airburst, 30 second TOF.

    • Like 1

    Investment showdown -- beyond the Roth, SDP, & TSP

    in Squadron Bar

    Posted

    2 hours ago, stlpilot11 said:

    Not looking for financial advise - just curious. I am a newly commissioned 2Lt so I have the option to take out the 2.99% 25K USAA career starter loan. I also have a HYSA which pays 4.6% interest. It seems like a no brainer to take out the loan and just leave it in my HYSA. Is this a crazy idea?

    Nope, just don't fuck it up and pay back the loan. The difference in interest can be your reward for being smart about it, there's really no tricks AFAIK.

    USAA

    in General Discussion

    Posted

    On 1/24/2024 at 8:57 AM, uhhello said:

    You need to get better cards.  USAA's offerings are terrible.

    Their limitless cash back card was actually super legit, 2.5% cash back on everything with (as you might imagine) no limit. Best cash back card out there at the time by far.

    Then they nerfed it down to 1.5% and I stopped using it…industry best (at least that I can find) is 2%.

    VA disability that doesn’t affect FAA/ civilian flying

    in General Discussion

    Posted · Edited by nsplayr

    7 hours ago, brabus said:

    The hangar situation across a lot of the US is a total disaster - main reason I don’t currently own a plane. Really sucks.

    For real man. There's an amazing little airport ~7 minutes from my house (KXNX) where I'd love to hangar a plane someday...but the hangar situation there is bleak. There are 23 port-a-ports and 40 t-hangars. The current waitlist has 53 guys ahead of me on it (!!!) and the dude that's #1 on the list, next to get a hangar, got on the list in February of 2016 😱

    I am not smart on the economics of hangers - why is there such an acute shortage compared to the number of people who want a hangar? Why has the invisible hand not pushed through a shit load of t-hangar construction? It's not a lack of space at least at my local airport!

    #ThreadDerail

    image.thumb.png.2b2b88c8e2453fa7f30baeaed8a5dfcd.png

    The new airline thread

    in Squadron Bar

    Posted · Edited by nsplayr

    1 hour ago, Swizzle said:

    That's the DTS subsidized price, not true cost.

    Ya, not my first rodeo, just making a point that modern air travel at current prices (even Delta.com vs DTS prices) is awesome and people are wrong imagining there was a long-lost golden age of flying that was accessible to the same number of people as today.

    Better for pilots, way hotter FAs, great for the wealthy, yea sure. But today everyday people can fly to Europe or Asia for a week or two’s wages and that simply was not possible in that former era.

    • Upvote 2

    The new airline thread

    in Squadron Bar

    Posted · Edited by nsplayr

    I booked a flight in DTS from HDN to BNA (with a brief MSP layover) for $377 on Delta. Hot damn that’s a low price for a hell of a long flight!

    Air travel today is a modern miracle and people just love to bitch about things that even turn-of-the-century billionaires would kill to enjoy.

    • Upvote 3

    "Biden Didn’t Learn for Days That Pentagon Chief Was in Hospital"

    in General Discussion

    Posted · Edited by nsplayr

    2 hours ago, ClearedHot said:

    Hard to get a word in when they are screaming equity, DEI, open borders, hate the orange man and white guilt.

    I'm not screaming anything, in fact I rarely post here and overall am unsure why I'm wasting my time right this second. 

    2 hours ago, ClearedHot said:

    Not a good reply if you don't invoke Trump.  I am not a giant fan of the waiver either but there are good exceptions but IMHO Mattis was a good one.  For those that know Austin it was obvious he was not a good choice for the job or the waiver but he did hit the DEI metrics.

    Trump admin started the trend, which I generally don't support, and Biden admin unfortunately continued it. I share your views that Mattis was good and Austin really hasn't been.

    2 hours ago, ClearedHot said:

    Having worked in that office I do not agree with this assessment.

    I don't know her at all and so don't have a specific assessment there. My point was that as an opening argument, someone who is a real civilian is preferable to someone who is a recently retired flag officer.

    2 hours ago, ClearedHot said:

    I hear you...but different personalities and drivers, not everyone is the same.

    I will be curious your view when you get closer to my age.

    I hear you and agree not everyone is the same, there's just IMHO too many people who are "married to work" and too driven by fears, insecurities, greed, power, etc. and who cling on to top positions far too long.

    I hope to live my values when I get up to your ancient status and retire in a timely fashion both for my own life enjoyment and for the advancement and prospering of the subsequent generations.

    I have two numbers: "the number" and icing on the cake. I'll reach "the number" if I can TAFMS retire from the Guard, which is on track. Anything after that is for fun.

    Icing would be if my wife chooses to work again for a significant stretch and/or I make any money in my second hobby career, both of which seem somewhat likely. Icing on the cake to me means working approx. 0.5 FTE vs full-time, buying an airplane, and flying the (future) grandkids out for very expensive hamburgers.

    Hell, I might even build that canoe one day!

    Edit to add: for those having a hard time retiring, can't bring themselves to spend more than they're making just in investment returns, might be inheriting millions, or are planning on leaving their kids millions at death when the "kids" are in their 60s or 70s, I highly recommend the book Die With Zero by Bill Perkins. I liked the book a lot and got a lot out of it.

    "Biden Didn’t Learn for Days That Pentagon Chief Was in Hospital"

    in General Discussion

    Posted · Edited by nsplayr

    As a bonafide elitist Dem who would not do anything to maintain power, I do care. I know some of y'all don't talk to many Dems these days it seems...

    I have never understood the Austin pick and don't know how you could possibly go to the ICU and not direct a member of your staff to inform the White House. In fact you would think he must have directed his staff not to say anything for this to have occured. If I was on Austin's staff, my first phone call would be to the WH Chief of Staff after the boss was admitted to give them a heads up.

    Specifics of this hospital stay aside, from the start I'm not a fan of waiving the requirement that flag officers should have been out of uniform for seven years. I didn't like the precedent set by approving a waiver for Mattis (even though liked Mattis, especially in a Trump admin), nor do I like that the traditional was continued when Congress approved a waiver for Austin.

    The SECDEF should be a straight-up civilian defense/security executive, not a very recently retired 4-star with all the active duty military political baggage that comes with it. Someone with a background like Kathleen Hicks, the current Deputy Secretary of Defense, should have been tapped for the top spot in the first place rather than a recently retired general or admiral.

    Also Austin is 70...for fucks sake Boomers, fucking retire already! Hand-build a canoe in your garage and let your grandchildren sleepover for the weekend. GTFO of high office and enjoy the fruits of a lifetime of labor. And I say this to all of you equally  in the 65+ age range. When I am that age, I sure as hell won't be commuting to an office 6am-8pm, busting my hump flying around the world, dealing with Congress & pulling my hair our managing a gigantic organization. Screw that man - that could not possibly sound less appealing.

    • Upvote 3

    AC-130J 105 Removal?

    in General Discussion

    Posted

    On 11/8/2023 at 7:06 AM, mcbush said:

    They’re all attached to sharks instead.

    I wish I had the drawing but one day during a long set of briefings I drew up a sketch for an AC-130S, the S stands for Shark. Holding tanks to keep the sharks alive, smaller breeds that fit in the common launch tubes already installed in the door, plunge the sharks out the ass of the airplane and of course you have frikin' laser beams on their foreheads. If I were king for a day we'd buy at least a dozen.

    • Haha 2

    Thrift Savings Plan (TSP) Q&A

    in General Discussion

    Posted

    20 hours ago, FDNYOldGuy said:

    If your focus is giving money to heirs, it might be worth looking into a Whole Life insurance policy. These are EXPENSIVE and not really great investment options (fees are high and annual returns aren’t even close to market returns you’d get investing elsewhere), so they’re not worth looking into until you’ve checked quite a few other investment boxes first. But they’re useful ways to ensure your heirs get paid a tax free chunk when you eventually die (Father Time is undefeated, after all) and you can get tax free dividends in your later years, if you choose, or keep the value growing by reinvesting the dividends.

    You have to be careful talking to folks about these, as they (and their similar Variable/Universal/whatever Life compatriots) are pushed big time by lots of financial advisors and insurance salespeople because they have HUGE commissions relative to other investment options/life insurance policies. They have a vested interest to hawk them to you, so just do your homework and use someone you trust to buy one, if you go that route.

    YMMV of course, but I would not recommend a whole life insurance policy to nearly anyone.

    In terms of leaving money to heirs, is it going to be more than $12.92 million? If so, congrats, you have won at life. Or maybe not, IDK...personally I would spend more while I'm alive and not leave as much to my kids after I'm dead, but you can do what you'd like. If you're going to leave less than $12.92m, whole life shouldn't even be in the conversation.

    Almost regardless of your net worth, IMHO I'd rather just get market returns and pay long-term capital gains taxes in a regular-ass brokerage account vs suffer from below-market returns in a whole life insurance vehicle with a lot of added complexity & fees.

    BL: whole life insurance is really only a good deal if you sell whole life insurance.

    College Football

    in Squadron Bar

    Posted

    31 minutes ago, VMFA187 said:

    First CFP rankings come out tomorrow. Only a couple unbeatens left.

    Unfortunately there's exactly 1 too many for the current CFP playoff format! Lucky for them they'll get bailed out by at least one of OSU/MI losing when they play each other. All the rest I could see winning out, winning their conferences and then sorry for OSU/MI loser and Oregon, you're on the outside looking in.

    I'm really looking forward to an expanded playoff next season.

    World War III Updates

    in General Discussion

    Posted

    5 hours ago, gearhog said:

    Which of his predictions have been proven false? I'm sure there have been some, just not sure what they are.

    So, so many! 😄 The most obvious one is “full self driving” which at this point is a meme prediction. His timelines are always wildly ambitious and generally you can 2-5x the timeline for anything he promises. Which is usually fine, he’s a CEO who is selling stuff and some of that involves hype.

    Look I don’t discredit Tesla or SpaceX accomplishments, hell I owned a Tesla and can’t wait to fly via Starlink. Launching the roadster on falcon heavy and nailing the simultaneous landing of the boosters was an incredible thing to witness. I also know that part of the quote wasn’t his main point. FWIW I have also predicted some things wrong, as have we all!

    BUT I didn’t say what he said, I’m not scolding people to either “be right or STFU.” He truly is the pot calling the kettle black and I just thought that was funny. His opinions on politics, the Middle East, etc. have absolutely zero credibility above a random person’s IMHO.

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