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hispeed7721

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Posts posted by hispeed7721

    VA Loans

    in General Discussion

    Posted

    USAA's ratings on their website make me very leery to use them.

    I was really nervous to use USAA for my refi as I have had friends where it took 3+ months to get things accomplished. But mine took about 10 days (we weren't in a hurry and were not pushing at all) and was relatively painless. If they've got the rates you're looking for I think it's worth talking to them

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    New BAH rates are out.

    in General Discussion

    Posted

    I will report to the nearest US Mint with my flamethrower and incinerate several million dollars.  The net result will be the same fiscally.

    Funny you should mention it...

    http://xm42.com

    Perfect for incinerating piles of cash, classified documents, whatever you feel like that day

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    • Upvote 1

    VA Loans

    in General Discussion

    Posted

    That makes sense. I don't know where the credits vs costs came into play in my situation, but the realized cost at the end of the day to me was $0, and FWIW I went from a non-USAA lender original loan to a USAA refi

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    VA Loans

    in General Discussion

    Posted

    When you say $0, does that mean that the fees were just rolled into the new loan?  Or that it was a no-shit $0 closing cost/fees loan?

    We paid no sh!t $0. The balance from our previous loan was the exact amount of the new loan, just a different interest rate. we used USAA, and they covered 100% of any associated costs

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    VA Loans

    in General Discussion

    Posted

    Any more info on these no-cost refis?  Almost sounds too good to be true so I'm skeptical.  We bought our house 2.5 years ago when the rates weren't as low (4.25%) but would love to get a lower rate now to lower the payment.  Only downside is there's a good chance we'll PCS in the next year, so paying closing costs makes any refi worthless to us. 

    We did the IRRL (no cost) refi and it was no kidding $0 for us, as well as reducing our rate. We got to skip 2 mortgage payments and it ended up cutting our mortgage payment by a couple hundred bucks.

    We had owned the home for about 4.5 years and we just kept our payments the same but the difference from the old payment we applied to principle only so it will pay off significantly earlier. It's not a bad deal, and I was incredibly skeptical at first as well

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    2017 Active Duty UFT Board

    in Pilot Selection Process

    Posted

    What I've told my guys who want to apply is this - think about not getting selected right now. Would there be things you can control that you would wish you had done? If so, do them before applying. If there is anything within your control that you can do to make your application stronger, do it.

    A lot of things in the AF are timing and luck, but don't ever give yourself the opportunity to say "I wish I'd done xxxx"

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    Latest Movies

    in Squadron Bar

    Posted

    Anyone seen the new Independence Day flick?

    The wife and I went to see it the other night...BLUF - it's an entertaining movie.

    It's not even close to the first one, but I don't think it's tries to be. It's way more goofy and the acting is pretty reminiscent of a movie you'd see on SiFy, but it was fun to watch. If you go into it without expecting it to live up to the first one, you won't be disappointed too much

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    Details on Age Requirements

    in Pilot Selection Process

    Posted

    I can't speak to the Green-Blue or AFRC/ANG, but I know 4 AD folks who received both an age and time waiver in the past couple years. They were all aircrew of some kind, and were all around the same age/time as you. I don't know how many people applied and didn't receive waivers, but there's one data point for you

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    Brexit

    in Squadron Bar

    Posted

    That's like celebrating a secession of NY from the United States l

    I'm pretty much ok with a secession of NY

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    • Upvote 4

    Good experiences with online masters programs?

    in Squadron Bar

    Posted · Edited by hispeed7721

    2 for the ACSC OLMP. I am in the middle of it now and I had more difficult work in elementary school. I spend about 90 minutes a week on it, the only exception being the "final exam" papers, which take about 3-4 hours total to knock out. If you're looking for an easy, free degree that wont use TA/GI Bill its a solid choice. I think somehow it counts for some kind of ACSC credit, if that kind of thing matters to you

    Track Selects and Assignment Nights

    in General Discussion

    Posted

    1 hour ago, innovator said:

    That checks. I have talked to guys that are headed to Creech from UPT. They all have the notion that they will get their desired air frame ~3 years at their duty station......and from what I understand there is no written guidance or memo anywhere. I hope it works out for them in the end. 

    I spoke to a few buddies at CBM and they've said the DO has gone into each flight a few weeks before dream sheets are due and told the studs point blank they will do one tour in RPA's and then back to manned flying. Apparently some studs asked for it in writing and the DO as well as the Sq/CC basically said "take our word for it"

    SOS/ACSC information

    in General Discussion

    Posted

    it suddenly gets very difficult to push our best through significant, important joint positions.

    It's difficult to push our very best through significant jobs positions because they're all breaking the gate down to get out. That's why it's hard to get good senior leadership. Fix retention and you'll suddenly find a wealth of great leaders available

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    • Upvote 2

    Veteran fired for lowering the flag

    in Squadron Bar

    Posted

    I definitely agree about the self-righteous attitude that has become much more common lately.

    I hope he was fired for something like what you described; given the normal standard of (any) media outlet today it's probably somewhere in between.

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    • Upvote 1

    New BAH rates are out.

    in General Discussion

    Posted

    Weren't you the one telling us that there wasn't a problem keeping in pilots?  If so, then why the need for a massive increase in the bonus? 

    Shhhh...no logic here, just trust that Chang knows how to fix all this.

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    Escaping RPAs

    in General Discussion

    Posted

     It is also appealing because of fewer deployments (and the spreadsheets back this up).

    The spreadsheets back it up...well I guess the problems solved guys! The spreadsheet are good!

    And did you really like your own post? Was that supposed to give it more credibility? Or did you forget to switch back to your ILS profile and like it as the other guy?

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    • Upvote 2

    Escaping RPAs

    in General Discussion

    Posted

    Yes, you can be a pilot and a good officer at the same time. You can even be a really good pilot while being a really good officer.

    This is a very true statement, but don't have any delusions - you're not one of them.

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    • Upvote 4
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