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Jaded

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Posts posted by Jaded

  1. Shooting for a lower tax bracket may not be worth it in your situation. Remember that it's only those dollars above the line that get taxed at the higher rate. If you are $1 over the 25% bracket, only that last dollar is taxed at 25%.

    It also doesn't matter when you make your contribution as long as it's in the same tax year. You dont have to time contributions to coincide with deployed months.

    Simple strategy should be : if you are deployed for much of the year, only contribute to Roth ira/TSP in that year. Traditional Iras are barely better than brokerage funds during deployed years.

    And to answer one of your questions, have you considered a Roth ira? Tax wise it's the same as the Roth TSP but just has lower contribution limits.

  2. There are companies out there that develop billion dollar software programs all the time. There are methods and practices that make sure they stay on budget and on time. I would expect an organization as big as the USAF to be able to do this as well, but DTS, PEX, SORTS, DEERS, etc. shows that we are not capable of developing software. We shouldn't be allowed to anymore. Outsource it to the Harvard grads who work at Microsoft. It'd cost less and be better in the end.

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