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sputnik

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Posts posted by sputnik

    USAA

    in General Discussion

    Posted

    On 3/13/2022 at 7:48 PM, JQuintana said:

    Long range or performance? Thinking about getting a Y myself after driving one.

    I got the long range.  I loved driving the performance, but didn't want the stuff that came with it (wheels,.etc).  The LR is fast enough for me.

     

     

    USAA

    in General Discussion

    Posted

    On 3/12/2022 at 12:34 PM, Sua Sponte said:

    Anyone insure an electric vehicle (e.g., Tesla Model 3) with USAA? For a clean record and being a member for 22 years the rates I'm getting compared to State Farm are insane.

    I didn't shop around when I added a Model Y.  I hit a deer (my luck in rural Georgia finally ran out).  Getting a Tesla repaired is a monumental pita, I'm coming up on six weeks now.

     

    USAA has been amazing on the claim.  No issues whatsoever.  Cant speak to the rates, but they've been great when I needed them.

    The new airline thread

    in Squadron Bar

    Posted

    3 hours ago, Bergman said:

    I suppose it’s possible with OE buys and GSWC, but pulling that off for an entire year would be difficult.  I’ll keep my eyes out for these unicorns once I’m reinstated.

    I knew one that made just shy of 700k that year.  He showed me his profit sharing, which was impressive.

     

    My personal assessment was  dudes were adding in profit sharing.  And excess cash from when they passed the 415 limit, which they all did.

     I do know guys were hitting 100k a month at the beginning of that year, how long they kept that up I've no idea.

     

    Personally I doubt anyone made a million without including PS, and excess, if then.  But man, what a great conversation, eh?

     

    • Like 1

    The new airline thread

    in Squadron Bar

    Posted

    8 hours ago, di1630 said:

    Heard United is furloughing 30% starting 1 Oct. 5,000 pilots.


    Sent from my iPhone using Baseops Network mobile app

    That's not quite what United's bid meant.   At worst it set up about 2500 to be furloughed, starting in Oct.  Which definitely sucks, but is a hell of a lot less than 5k.

    As for Delta's news, it also tees up 2500.  Which also sucks, but is far less than 7k.

    • Like 1

    The new airline thread

    in Squadron Bar

    Posted

    12 hours ago, HossHarris said:

    Or at least relatively close. Atlanta sucks. The panhandle of Florida is awesome and close enough. 

    Bite your tongue, after 20+ in the Air Force actively avoiding it,  I finally live in "base housing"--and it's awesome.  As a bonus, driving to work is priceless.

    To each his own--another great facet of airline life.

    VA disability that doesn’t affect FAA/ civilian flying

    in General Discussion

    Posted

    1.  Don't lie.  There are now unemployed looking guys at prison time for lying about VA disability to FAA.

     

    2.  Just for PITA factor, I would stay away from mental health stuff.  But, take care of yourself, and refer to num 1 above.  There are plenty of pilots on SSRIs, getting counseling, etc.  After Germanwings there is a tad bit of hysteria about pilots lying about mental health.

     

    3.  Sleep apnea is no longer as big a deal as it once was with FAA.  But you will have to travel with a CPAP, and it tells on you.  If you need it for rest, by all means go for it.  Just be aware of what you're signing up for.

     

    4.  If you're able to fly in AF, you shouldn't have a problem maintaining an FAA physical.  Its kinda amazing what conditions that will still allow a class one.

    The new airline thread

    in Squadron Bar

    Posted

    16 hours ago, otsap said:

    In what situation, no matter how individualize or niche, would it be preferable to be at a regional instead of major?  I only know what I've read in this thread, so pardon the ignorance.  But, let's say I don't care about the money so I don't want/need to be a WB CA.  Instead, if my primary motivation is the travel benefits, and I would rather fly as seldom as possible, and when I do fly, to fly the shortest legs possible, would it make sense to go regional?  I'm thinking doing so would allow me to gain seniority quickly since most people are heading to the majors asap, allowing me to pick lines, flights, schedules, that matched the above desires that much sooner.

    That is an interesting question I've never considered.  I'm really having trouble thinking of one.  Only thing I can come up with is the  scenario is that you like where you live, don't want to commute, and there is a regional domicile you can drive to, very quickly.  That's about it.  Even with that, regional contracts are at the whim of the majors they contract with, so that domicile could disappear at a moment's notice.

    I agree with Social about travel benefits.  You'd always have higher priority on your own metal anyway, if you wanted to travel beyond where your regional goes.  If travel is your thing, there is a lot to be said for cargo, and getting miles for deadhead.  ACMI for that matter.  Or big picture, I make enough money that I can just buy the damn tickets.

    • Like 1

    The new airline thread

    in Squadron Bar

    Posted

    9 hours ago, GoodSplash9 said:

    Question for dudes at any Major commercial carrier....what kind of travel benefits are there for family? From what I've heard, it's easy yourself to sit jump and travel for free. Can you get discounted tickets for family members? If so, is there a quota or limit? Standby seems like it isn't really that reliable, especially for more than a few people (or is there a way to game it and make free flights work).

    Every time we have tried to non rev, it has worked out.  I'm not mentally good at it and tend to stress, especially with kids involved, but it has always worked.  On the rare occasions we had to be somewhere and couldn't take the risk, I bought (and SWA was cheaper than my own carriers discounts).  Non rev has gotten us some experiences we just wouldn't have had if buying tickets was the only way (NYC in a day, etc). 

    International seems easier than domestic.  I've ruined travel for my oldest for life with first class across the pond.

    Not here to tell anyone what to do with their money, but after a few years at the airlines the pay is enough that we can afford more than I could on active duty.  When I did "have" to buy tickets, it wasn't a big deal.  In general, we travel a lot more than we ever did when I was in the military, non rev is a big part of the reason we can do that.

    IPhone to Galaxy S9+

    in Squadron Bar

    Posted

    My 2 cents.  I hate Apple , for no good reason but it is what it is.  Been a samsung guy for years and have decided I am done with the brand.  Had too many problems, not happy with reliability.  Now, if you happen to be the sort that gets insurance, maybe not a big deal.  Also, the way they build phones they are very difficult to repair.  Was very surprised to see the difference in repair costs for apple vs samsung.

    My kid has a pixel and I'm very impressed.  Will probably go with one of those eventually.  Am contemplating Google Fi.  Not sure how well it'll work where I live but I'm sick of paying Verizon as much as I do.

    New AFPC commander a pilot

    in General Discussion

    Posted

    On 8/14/2018 at 1:01 PM, disgruntledemployee said:

    Yeah, but were they really pilots?  I sat in the back of the plane one day while McDew subjected the earth to his soul crushing landings.  I closed my eyes, braced for impact, and let out a Jesus! as I expected the gear to collapse each time.  Tr'ble, just tr'ble. 

     

    Interesting.  Not my favorite guy but flew with him once when he was an O6 and was taken aback at how good he was.  Wasn't expecting it for some reason.  Guess things atrophy

    Pilot Shortage Deepens, USAF is SCREWED.

    in General Discussion

    Posted

    54 minutes ago, Azimuth said:

    Any Congressman who even mildly suggests revoking military pensions would be committing political suicide for their career.  Then the focus would turn to their pensions and it would become a mess.

     

     

    They cut it back in 12 I think it was.  For "working age" military retirees they lopped the COLA.  One time catch up at 65.  It passed as part of a larger bill.  Saw Ryan give many a speech in defense of it.

    Was eventually repealed, but they've done it once.

    Military appreciation has jumped the shark

    in Squadron Bar

    Posted

    On 5/13/2018 at 4:32 PM, mudhen69 said:

     

    And Lowes...gents, Lowes is for housewives and people who don't know what they are doing. Find a local contractor, become friends, figure out where he shops for supplies and go there. It's usually better stuff, and beats the Lowes 10% off. 

     

     

     

    Interesting.  I go to Lowe's quite a bit and always see contractors vehicles in lot, and contractors inside buying mass amounts of stuff.  Where do you shop?

    • Like 2

    The new airline thread

    in Squadron Bar

    Posted

    9 hours ago, pcola said:

    Do most airlines have any term life insurance options as part of their benefits packages and if so are they any better or worse than open market options?
    I’m 2 years from AF retirement and trying to decide if I should lock in a substantial AAFMA term policy since the VGLI looks terrible.

    Delta is pretty good on that.  As Hoss said, you get almost 900k for "free" (have to pay tax on imputed income) and I think can get up to 1.5M for a pretty decent rate.  

    As I was getting ready to retire I looked at getting a 1M policy from Navy Federal. I  opted not to once I realized what Delta offered.

    A couple years in....kinda wish I had.    Not that I think I need more, nor do I expect to leave Delta anytime soon.  However, I don't like having all my insurance tied to my employer.

    Can't speak to the other majors but I expect they have similar insurance options.  Only you can decide how much you need, and if you want it all tied to your employer.

    VA Loans

    in General Discussion

    Posted

    Closed a few years ago with National Bank of KC.  No issues.

    However.....

    Got a letter from tax assessors office saying I'd underpaid my property taxes last year, and I had 30 days to resolve it before they put a lien on our property.   The kind of letter that gets your attention.

    Wtf, had a lot of mortgages over the years, this is a first.

    Call NBOKC, they say they are aware, not sure what happened, be resolved soon.

    Silly me, I thought I'd get a phone call.  Instead I get a letter I had to read 3 times before I believed what I was reading.  In summary, they paid it, it wasn't their fault, in the future I need to handle this myself.

    Yes, I need to figure out how much they are going to underpay my taxes out of the funds they collect from me for that very purpose, and pay them myself.

    I call the "if you have any questions" number, listen to an inane amount of crap I don't care about so I can talk to a person only to find out their hours suck and you can't leave a message.

    Here's a message, I'm getting a new bank assclowns

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