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Techsan

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Posts posted by Techsan

    Aviation Continuation Pay (ACP - The Bonus)

    in General Discussion

    Posted

    I had the same problem last year. When finance loads the bonus, it defaults to $25K/year (roughly $19.5k after taxes). They've got to do something additional to bump it up to $35K. Talk to your finance office to get it fixed

    Edit to add: the bonus also pays out annually, not monthly.

    Correct. Annual payment. Should be 2 deposits: $19,500 & $7,800.
    • Thanks 2

    The new airline thread

    in Squadron Bar

    Posted

    Why?  FedEx and UPS are hiring right now. So are the ACMIs. 3 years means 1 or 2 PCSs, more time downrange, and a whole lotta BS. Shoot your shot while you're current in an airplane (assuming you are) and go test the waters. I bet you'll be ok outside the cocoon especially with $57k a year and Tricare.

    I’m in a controlled flying tour that I enjoy, so no PCS, and protected from the 365 for a couple years. Never had a strong desire to fly for either, and I know their applicant pools just skyrocketed.

    The new airline thread

    in Squadron Bar

    Posted

    I’m currently a year out from retiring @ 20 yrs, and have always planned on going airlines as soon as I’m retirement eligible, and then Corona! Ugh. I’m planning on taking the 3 year bonus now ($35K) and doing at least an extra 2 years. Here’s to hoping airlines start hiring in 3 yrs & the 365 boogeyman doesn’t find me!

    • Like 1

    E-11A crash in Afghanistan

    in General Discussion

    Posted

    The only related fact I've seen is the that status of the crew has not been officially reported.  We shall see what the morning news cycle has to say.  

    Unfortunately, the news cycle is just more Kobe. And before anyone here gets butthurt, I am saddened too by that crash and loss of life.

    FWIW, I think it’s completely natural, as aviators, to want to know what happened and to discuss. It’s not arm chair QB-ing. For those that disagree...when you found out about this at work with your squadron bro’s, did you not discuss what you thought what could have caused this?

    Still haven’t heard of their status, so I’m hoping for the best.
    • Upvote 1

    Flat rate per diem question

    in General Discussion

    Posted

    I've searched to no avail, and not sure if Finance Guy is still around but here is my question since the JTR isn't very clear (go figure).

     

    Scenario 1: Let's say that I'm on a 179-day TDY in country A living off base, that turns into 183 days TDY (not including travel days). So under the flat rate per diem rules, I would receive 55% of the full rate for country A. I get that.

     

    Scenario 2: Now let's say that at the beginning of this TDY I arrive in country A, spend 10 days there, then go TDY to country B for 2 days before returning to location A for the remainder of the 171 days.

     

    For this scenario, my understanding is that I would be paid full per diem for the 10 days in country A, 2 days in country B, and then 75% of the full rate for the remaining 171 continuous days at country A.

     

    Or would I still get paid at the 55% rate for country A since my total time there was 181 days, although it was not continuous.

     

    Any help would be appreciated! This shit would be much easier to figure out if we didn't have this stupid flat rate BS.

     

    Techsan

     

     

    How do you feel about your airframe and mission?

    in General Discussion

    Posted

    Staff Officer, Pentagon

    1.  Ops Tempo/Deployment

    M-F, 0730-1630.  Deployments aren’t too common…mainly because they are good deal to Staff Officers as they get them out of the building for months at a time.

     2.  Lifestyle/ Family Stability

    Stable.  You can expect to be home every night, as well as most weekends.  That is unless you work in the Engine Room or Joint Staff, then you can expect to work 0630-1930 M-F, and sometimes on weekends.  You’ll find yourself making unnecessary dental appointments just to get out of the office

     3. Community morale

     You work behind a desk in a small cubicle, far removed from anything with wings or rotors.

     4. Advancements & Future of the airframe

    You’re well on your way to your next rank, especially if you’ve mastered TMT.  The future of the Staff Officer is bright…they’ll always needs someone to write pointless bullet background papers, and recycle power point briefings.

    5. Preferred PCS locations

           N/A

            

    • Upvote 3

    VA Loans

    in General Discussion

    Posted

    8 hours ago, Lawman said:

    So I'm curious about this. What's a juice worth the squeeze estimate on moving that APR rate. Like if it's multiple thousands of dollars to refinance what kind of percentage change for say a 200 or 300k principle is needed to make it worth while.

    I'm asking because I only got into the 300k house 7 months ago on a zero down VA loan and I keep getting adds from other financial institutions offering lower rates.

    Sent from my iPhone using Tapatalk

    I'm kind of curious to know as well.  I purchased just 5 months ago...$500K @ 3.75% for a 30-yr fixed VA.  Are rates really that much lower to be worth an IRRRL?

    VA Loans

    in General Discussion

    Posted

    Another satisfied customer of NBOKC. Worked with Mary Bennett who was amazing to work with. There was no delays on NOBKC's part of the deal, working with the VA is what took the longest. Locked in a rate of 3.625 on a fixed 30 year. 

    Any lender credit with that rate?

    VA Loans

    in General Discussion

    Posted

    Just closed on our VA loan with NBOKC, and was blown away @ the service we received. Matt Hering was our guy & was always available to answer questions over the phone or by email, even on the weekends. Like others have mentioned, both our agent & the seller's agent were skeptical that we could close in 30 days, but Matt & his crew easily surpassed their expectations. His good faith estimate was only $5 off from actual closing costs.

    We had the choice of 3.5% and no lender credit, or 3.75% with $6700 in lender credit.

    Here's Matt's info:

    mhering@nbokc.com

    913-383-6479

    www.nbofkc.com/mhering

    Promotion and PRF Information

    in General Discussion

    Posted

    Were you IPZ? If so, damn, that sucks. Any negative indicators (if you don't mind sharing)--failed PT test in the past, LOR, etc?

    Quick math shows me that 58% of those IPZ got DP's...without doing the math for the previous years, I wonder how this compares to the recent past?

    The DP allocation was 40% last year for IPZ, and this year was 60%.

    Credit Cards / Cash Back & Rewards Options

    in Useful Product Reviews & Military Discounts

    Posted · Edited by Techsan

    Check out Citi's new AT&T Access More card that just came out this week. $95/yr fee, but may be waived with a phone call.

    Card gives you 3x points for purchases made online (including Amazon) & 3x points on AT&T service/purchases.

    Their sign up bonus is pretty sweet too: spend $2000 the first 3 months, and they will give you a $650 credit for a new phone with AT&T. Pretty good deal if you are looking to buy a new phone. The $650 you spend on the phone counts for the $2000, so you only need to put $1350 on the card to get a free $650 phone with AT&T (that is if they waive the annual fee).

    https://www.citi.com/credit-cards/credit-card-details/detail.do?ID=citi-att-access-more-credit-card&category=view-all-credit-cards&afc=14Z

    Anyone actually have luck with Citi waiving the fee for AD Mil?

    Information on PIT (Pilot Instructor Training)

    in General Discussion

    Posted

    It's a great rule..not to mention you would have no street cred. "Back when I didn't ever teach UPT"

    I don't totally disagree with the rule, I just think it should be something highly desired instead of required. A dude with schoolhouse experience & a ton of hours has plenty of street cred...especially when it comes to teaching guys how to be an instructor. We've all been through UPT, it's not like it's rocket surgery.
    • Upvote 1

    Investment showdown -- beyond the Roth, SDP, & TSP

    in Squadron Bar

    Posted

    I know Mint.com has been mentioned here before, which I've been using the past 4 years.

    I just started using Personalcapital.com & have been pretty impressed with their app. Similar to Mint, but more focused on investments. After you upload your accounts they have a nice tool that shows all of the fees you are paying & estimates what you'll pay over the years as your account grows. Very eye opening. My 1.24% fee with USAA's precious metal fund is not so bueno. Highly recommend the app though.

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