SBP & DIC

[Chicken]

I didn't see any posts related to DIC.. but I'm currently paying a SBP which would net a surviving spouse 50% of my retired pay.  I just read up on DIC which I'm not sure I even knew existed.  From what I stand, DIC will pay $1653.06 to a surviving spouse if the cause of death was a service-connected condition.  Previously they were offset, but now a spouse can receive both benefits in full...?  I was going to get rid of SBP and use the $400 to put into other term life insurance something else and hope for DIC if it came to that.  But it seems like if something (service-connected) were to happen to me my wife could get close to $4600/month with SDB and DIC?  Is this correct?

[Biff_T]