Just wondering if anyone knew if there was a supplemental dental insurance for the TDP/United Concordia. I was stupid to not buy dental insurance through my job, thinking the TDP would be more than enough for my 2 cleanings a year, now I have to wait until October of '09 when annual enrollment comes around and I need several thousand dollars worth of dental stuff done in the mean time. I've already past my $1200 maximum that the TDP will cover annually with 2 cleanings, some minor periodontic work, a root canal, and a crown. It's looking like I'm going to need some periodontic bone grafts and going back into orthodontics so we're looking at something around $5-6k out of pocket. I really need to have this stuff done ASAP, so I'd rather not wait around until Feb. 1 when the annual term re-ups.

Thanks for any advice!

Just wondering if anyone knew if there was a supplemental dental insurance for the TDP/United Concordia. I was stupid to not buy dental insurance through my job, thinking the TDP would be more than enough for my 2 cleanings a year, now I have to wait until October of '09 when annual enrollment comes around and I need several thousand dollars worth of dental stuff done in the mean time. I've already past my $1200 maximum that the TDP will cover annually with 2 cleanings, some minor periodontic work, a root canal, and a crown. It's looking like I'm going to need some periodontic bone grafts and going back into orthodontics so we're looking at something around $5-6k out of pocket. I really need to have this stuff done ASAP, so I'd rather not wait around until Feb. 1 when the annual term re-ups.

Thanks for any advice!

I don't think there is any. Concordia doesn't cover othro after you hit 23yrs old either.

Try looking to see if you can buy cheapier supp. insurence through Blue Cross, or a Dental Insurence provider. Also, some dentist officed have payment plans..

TDP offers two cleanings every 12 months, and don't forget, if you're pregnant they'll pay for a 3rd cleaning (nice extra benefit). The new contract year for everyone is 02/01/09, and you get the $1200 again... here's a link I found for supplemental dental, you might want to check it out: www.dentalplans.com .. good luck! :o)

Hi Kawen, expenses do get unbearable and you need to get it done ASAP. Did you try talking to professional private lenders? Did anyone suggest to you <URL removed for possible spam>? They offer loans specifically to military personnel. I hope they can help.

Edited June 24, 200916 yr by M2
Until individual proves he is not a spammer for specific web site, his URLs will not be included!

kinda late, but the air force aid society is also a huge help when it comes to things like this. please check it out.