CaliBulldogVet

DITTO!! - Jon, is one of the best in the country.....if not the BEST and has the knowledge and experience to validate any and all claims. In addition, Jon treats you like family and gives you transparency where most will be vague at best! Business is business - Jon chooses an ethos of moral turpitude and ethics which is why he is who he is! Moreover, I'm a disabled Navy combat vet who just used Trident's services with nothing but the BEST experience and rates on the market - Jon saved me from buying an over-priced home by 20,000 - the FOMO (Fear Of Missing Out) - not hardly - saved my ARSE! Canceled my contract and did a HALO jump out ! The worst part about it - my Agent and listing agent both market pro's - got schooled by Trident - so it goes to show just how good Jon and Trident is - very specialized boutique lending services/team. Furthermore, with that being said, I plan on going with Jon and Trident in the future when the market corrects and/or I find a good deal in the future - you can't beat the A-Team! Warrior(s) for life - thank you Jon and keep educating Americuh' ;-)~ v/r, Steve

:Status Update: Hot off the press! It's with great pleasure that I present my current rate lock as of 04/04/2022 of 4.250% on 350,000k, zip code: 73013, 1st time VA use and with full entitlement and no funding fee or down payment required (Disabled Navy (Operations Specialist) Vet 100% P&T & SSDI (Former Civilian Police Officer); The A-Team via Jon w/Trident Home Loans! Moreover, I had a few lenders come back with their BEST and final - not even in the same ballpark........thus the results speak for themselves, another VERY satisfied customer! Consequently, I was pre-approved last Friday on 4/01/2022 sent an offer via realtor and had offer accepted the following day (04/02/2022) - fast forward to this morning/afternoon - rate locked as stated above @ 4.25% - that's the SAUCE & the white glove service! If you want the best of the best in rates and people look no further than with Trident Home Loans! HOO-YAH (war cry) 😉 v/r, Steve

Trident all the way! At least I've had nothing but white glove service!

LOL - You said it before I could finish reading it......... too funny, I needed this!

I concur with the aforementioned statement! Currently working with Trident now and couldn't be more pleased! If you want the A-Team Trident is that and then some!

Herkdrvr, Hey outstanding news and glad Jon was able to guide you through the process and provide you with a positive outcome! I'm very glad to have him assist myself with a new home purchase, I have the same sentiments - just a very squared away team! w/r, Steve

Jon, Good afternoon! It just goes to show you and your team are top notch and know your business very well which makes for a positive outcome for all parties involved! Congratulations on another happy customer 😉 w/r, Steve

Jon, Looking forward to a nice smooth transition, no doubt! Glad we found someone as helpful, kind, and professional as yourself! Thanks again for the assistance - it's difficult since we're in NorCal- makes it a challenge for sure - but well worth the effort! Sunshine state here we come! 😉 v/r, Steve

I second this, glad I found this forum and all the great reviews of Trident - more specifically, Jon! I'm looking forward to working with yourself and Trident! v/r, Steve

Does anyone know of any squared away relators in southern Florida, more specifically Naples, Fort Myers, or Cape Coral? I really prefer boots on ground approach especially since we will be buying remotely, etc. thanks, Steve

Jon, noticed you guys were not just "military friendly", but also veterans yourselves, thank you for your service. A little back story on my current situation: I'm 42, a disabled Navy combat vet with 100% P&T (3,500.00/month) & SSDI (1,200.00/month)- since 2011/2013. My wife is my caregiver for 7 years paid through the VA (4,900.00/month non-tax). If we use the .25 % multiplier it would be upped to 12,000.00. Combined Income non-tax (9,600.00), we're currently renting in Northern California - (2700.00/month) in rent with one car payment (863.00/month) and my LOC credit limit: 4,000.00 for 5 years at (170.00/month) had it since (Dec/2021). I have a target credit card, capitol one credit card, and a wells fargo credit card in addition to the line of credit (4,000) mentioned above. My auto loan from Oct/2020 - 60k - paid down now currently at 45k. That is all we have for debt. All our credit card debt is 0 as of current but my line of credit - which we plan to have paid down to 8% utilization (AZEO method) for the biggest boost in credit score. MY credit scores: EX: 718 EQ: 728 TU: 705 Wife's scores: EX: 705 EQ: 710 TU: 700 She is on the car loan - as well as, she has a credit card through wells fargo and capitol one; along with a retail account (care credit- for my service dog). All accounts are 0 balance but one at 8% utilization just like myself above. We don't have any other debt obligations other than the above stated. I requested my COE through ebenefits portal last week - still waiting on it to be issued. I have the FULL entitlement as we haven't used it before. Exempt from funding fee and 0 down as I take it. We don't have a lot in savings as of current - but will have 5k - 10k through closing. Thus, we used every penny to pay off debt and solidify our credit score! We don't have any negative information on our credit file no liens, judgements, bankruptcies, etc.- exceptional payment history for both of us. Moreover, our credit is fairly strong/no debt/ strong income(debt to income is 8.6%)/ small savings - we hope to raise our scores above 720+ by May 1st. This is when we plan to actually have a hard credit pull to start the pre-approval process on or about May 1st - we are ready!! Budget: 400k - 550K looking to buy in Southern Florida - Naples, Ft. Myers, or Cape Coral - in this order - would love to be in Naples - my dream choice! I would be exempt from property taxes, PMI, etc. What kind of rates would we be looking at based off the above picture? Sorry for the long winded message..... thank you again for your time and your service. Look forward to hearing back from you, regards, Steve.