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  1. Great news on the AZ license, Marty! I'll be sure to refer some buds from D-M to you when they're ready to buy. Have rates dropped to the point where a no-cost refinance makes sense for a 30yr at 3.875%?
  2. Just wanted to post a follow up now that I've closed and signed with Josh. He went above and beyond for a first time home buyer and always had time to explain little details and answer any question. True to your word, Marty, he quoted his best upfront and didn't play any games like the broker my real estate agent had me get a quote from. He also seamlessly helped us push back closing a few days with no fees when we ran into a problem right at the deadline. In addition, he wouldn't let the title company finalize their portion until he ensured that I was getting every penny of concessions that the sellers agreed to (the title company was trying to leave $400 on the table). I wouldn't hesitate to fully recommend Josh for anyone looking at a house in Arizona. I also had a great interaction with Amy at NBKC and wouldn't hesitate to use them in the future. It just came down to Josh beating their rate.
  3. Thanks for the help, Marty. Will definitely be giving Trident a call first if/when we move to a state that you service sometime down the road 👍
  4. Also looking to buy a home near DM in the next couple of months. Already planning on getting a quote from NBKC but if anyone has other mortgage company and realtor recommendations I'd appreciate it.
  5. Hi guys, Just a quick update and a couple more questions for you all. Currently I've been accepted to Fresno and San Jose State and am waiting on word from San Diego State, San Bernardino, and UCLA. Once I get a bit more clear about where I've been accepted I plan on visiting the different campuses this spring. Should I get in touch with the various detachments beforehand in order to schedule a visit? In not so good news, I recently found out that my vision has been degrading to the point where I now wear glasses. It's not that bad currently, with 20/50 and a -1.25 diopter in each eye but I'm worried it could degrade past the 20/70 limit by the time I graduate. As a result, I've been looking up the new regulations and waivers regarding Lasik and PRK but have gotten a bit lost. The most recent waiver guide I've been able to come up with is this: http://www.tamc.amedd.army.mil/offices/Ophthalmology/docs/2010/USAF%20RS%20Waiver%20guide.pdf However, this article mentions the restrictions getting even more liberal: http://www.airforcetimes.com/news/2011/02/air-force-eye-surgery-widens-pilot-pool-022811w/ My question is if I were to qualify for a rated slot and went to flight school, would I automatically get rejected for my vision or would I have the opportunity to get lasik/PRK and come back? Thanks guys!
  6. Thanks for the advice everyone. I've spent quite some time digging through the archives and absorbing whatever I can. The only question I have about applying is do I just apply the same way every other student does to universities (obviously ones that have an AFROTC program) and then get in touch with the ROTC program after being accepted or the other way around?
  7. Hey guys and gals, First off, I'm going into my last year of High School in Southern California. I've known for a long time that I wanted to go the ROTC route, but now that it's crunch time I'm not exactly too sure on how to go about it. I've maintained good grades through 3 years (averaging between a 3.8-4.0) and currently have 3 AP class credits. I played Football Freshman-Junior year (earning a Varsity letter the past 2 years) though have decided not to play this year due to some team drama. I have also done Track in Discus throughout high school and am trying to letter on Varsity this year. If possible I would like to stay local to Southern California while going to school. The main program I have in mind right now is Cal State San Bernardino. However, I'm not too sure on how I go applying to these programs and scholarships. Another issue is I have yet to decide on a major. I'm very good at English,Writing, and History, yet average at best when it comes to math and science. I know that the Air Force looks highly upon technical degrees, but I'm not sure if I can pursue one. I would also be pursuing a pilot slot out of ROTC (I know, me and everyone else ). Any help would be greatly appreciated! Thanks
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