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  1. Another shoutout to Jon at Trident. Helped me through a IRRRL... got me a super low rate with an easy process and friendly staff. Like most... I had plenty of dumb/redundant questions and Jon was happy to answer all of them. Closed in well under a month... and some of the delay was ME missing an email... Strong recommendation for Trident if you are in the mortgage/refi market Thx Jon!
  2. What everyone above said is correct... your "free time" is about to get nuked. Its not as bad as it sounds... but you will be rather focused on other things for the next few years. That's okay... its still a (mostly) kick ass time. Having said that... working out to recover from stress is absolutely vital. I have never been a Ninja Turtle, but being part of a gym and working out will help you maintain balance. This is coming from both a former UPT student and a UPT IP and FLT/CC. Assuming your FLT aren't a bunch of numskulls... you may be able to "lobby" for gym time after the first
  3. Long time lurker... but this one brings me out of the shadows... This is 100% no bueno. Just like nunya said, the shoeclerks and careerist commanders are going to be all over this. Mandatory Fun Runs... check. Never Ending Worthless Sq PT... check. Even More Qweep for the Sq whipping boys (ADOs) to track... check. More group punishment for "one more moron failing"... check. Imagine the Group Commander meetings... "Sorry Joe, I know you're SQ is hacking the mish, picking up for the other SQs, and have all your evals in on time... but another one of your loads/
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