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Medical retirement is Reserves

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This is a hypothetical, but wondering if anyone can shed light on it.

If someone is medically retired from the Reserves, how does the rule set vary from AD?  For instance, if someone is medically separated with 18 years service (for example) from AD, once all the wickets are worked through, they may be eligible for immediate retired pay at some multiplier based on their years of service and calculated disability.  On the Reserves side, how would that work?  Would they be eligible for some immediate retired pay, or would that wait until age 60?  What if they’ve reached 20 years of AD time? (I’d assume immediate in that case)

Like I said, this is all a hypothetical.  I’m at 14 yearsish now, and considering if there’s a safety net factor that changes there.  Thanks.

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