I was texting with some friends who were happy that our TSP was doing well this past year. Here's a few articles I've found the past few days: Over 1700 announced of possible 12,000 expected major retail stores closing in 2020 https://www.businessinsider.com/stores-closing-in-2020-list-2020-1 2019 Auto Sales lowest in 5 years https://www.pymnts.com/news/retail/2020/us-2019-auto-sales-were-lowest-in-five-years/ Auto Sales supported by sub-prime lending while delinquencies
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