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nunya

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Posts posted by nunya

    What's wrong with the Air Force?

    in General Discussion

    Posted

    1 hour ago, SocialD said:

    When's that POS turning back on?  We're feverishly trying to get our OPR's done and in the system before the new one goes live (again...).  We're "a bit" behind because we chose to scoff them until they figured out wtf they were gonna do with that coat hangar abortion that is myeval. 

    God bless the full timers doing the j o b. Better you than me!

    Investment showdown -- beyond the Roth, SDP, & TSP

    in Squadron Bar

    Posted

    9 hours ago, TheNewGazmo said:

    The downside is that the income limits to a Roth IRA are $153,000 MAGI if you are single and $228,000 MAGI if you are married, so that will only go so far, especially if your spouse works, but it is better than nothing. That would be $255,700 before your standard deduction. That is why having the Roth 401k is such a great deal. No income limits.

    There are effectively no income limits on a Roth IRA, either. It's been hashed before on here I'm sure, but young guys rise up all the time.

    https://www.investopedia.com/terms/b/backdoor-roth-ira.asp

    bose a20 free to a good home

    in Market Place

    Posted · Edited by nunya
    Claimed

    Anyone need a military Bose headset? I've had one sitting in my cabinet for a few years since I quit flying Herks. It's one of the earlier models. I have two low-impedance cords for it. 

    Free to a good mil pilot home - don't be a douche and eBay it.

     

     **Claimed**

    Family Dental Insurance

    in Squadron Bar

    Posted

    13 minutes ago, nsplayr said:

    If your average cost for braces is approx $5K, and insurance covers half…

    But it doesn’t cover half of $5k. $1,750 isn’t nothing and you might decide it’s still worth it but go in with eyes wide open. 
     

    1947255126_Screenshot2023-02-18at9_11_27AM.png.thumb.png.468479d19a2a37dd310121dda37ebb60.png

    • Upvote 1

    Family Dental Insurance

    in Squadron Bar

    Posted · Edited by nunya

    I'll provide a different POV. Don't get dental insurance. Dental insurance isn't like medical insurance. The annual maximums or benefit maximums or whatever your plan calls them are very low, ~ $1,500. They also typically don't pay 100% of whatever it is. Maybe 80%. So you're paying premiums every month for at most $1,500 of payback.

    Instead find a "fee for service" dentist that spends more than 20 minutes on a cleaning and pay their published cost. It'll be higher, but you'll probably get better care. Dental insurance reimbursement is pathetic so the dentists that have the option don't "take insurance." They might file for you, but they're not agreeing to the reimbursement rate set by the insurer.

    It might sound radical, but I've seen both sides of it and I just paid cash for my kid's orthodontics. Insurance wouldn't have covered it all anyway. The only difference was I was able to use an FSA, which you can't get on AD unfortunately. I chose the Dr based on qualifications other than just who was in the insurance network. I even got a cash discount. 

    • Like 1

    C-146 Life?

    in General Discussion

    Posted

    39 minutes ago, cooterscout said:

    I prefer the latter and am trying to find where that might be on the O side.

    Ok, I'll give you a serious response. You're looking for a unicorn. Every community is going to have people that are working to excel, professionally and otherwise. Every community is going to have people just coasting to 20. If you think the C-146 mission - airland for smaller units - is cool, go do it. If you want to be a professional, good on ya. Be a professional wherever you end up, but don't pretend that AFSOC is full of high speed low drag professional snake eaters that are going to push you to be the best you can be. They still have navs, so you know that ain't the case. 

     

    Just kidding, nav!

    • Haha 2

    Aviation Continuation Pay (ACP - The Bonus)

    in General Discussion

    Posted

    On 1/20/2023 at 12:01 AM, Magnum said:

    Tech pay for a Viper IP in Tucson that sits alert starts at ~$205,000 + TSP match up to 5% + profit sharing at 69%. $4k/ year pay raises each year for the first 4 years then potential for annual bonuses after that. 

    Never having to say "light chop, ladies and gentlemen, ahhhhhhh..." or tell a traveler where the nearest bathroom is in an airport you've never been to...priceless.

    I don’t disagree. Sounds like a great gig. Delta is hiring a couple hundred a month. AZANG? Lots of dudes will have to settle for Delta instead of GS-13.

    The new airline thread

    in Squadron Bar

    Posted · Edited by nunya

    1 hour ago, HuggyU2 said:

    That's a point of contention I am watching at UAL.  

    Every day the company delays getting a contract is another day of tons of $$$ they received because they are stonewalling.  The retro-pay must be addressed.  

    I completely agree, but I don't have a good answer. Do we kick it back and demand full retro because to accept less is a dangerous precedent? Do we take the pay and "get em next time?" What will the mediator say if we kick it back? I wasn't in the room, but my 69th hand information is that she wouldn't be thrilled. Does that even matter? Do we go to self-help over retro? I believe Congressional interference in the recent railway dispute bodes poorly for what little RLA leverage we had.

    Like I said, I've got no answers.

    The new airline thread

    in Squadron Bar

    Posted

    One of the reps wrote a newsletter angry that it's not "full retro" meaning the full raise effective and back-paid to the amendable date.

    A group is mad the pay rates are lower than the 2000 contract adjusted for inflation.

    The health insurance isn't as good as FedEx and SWA.

    The company 401k contribution is only 18% in a couple years and not higher. I've heard guys say they wanted up to 25%. The argument was that an old pension plan didn't require you to put money in, so they want the company to max 401ks for every pilot without pilot contributions. That's $66k for 2023, so you can easily max it out, but you have to make $367k for the company's portion to do it for you.

    My gut says it'll pass easily.

    The new airline thread

    in Squadron Bar

    Posted · Edited by nunya

    An older group nearing retirement wants/wanted a lump sum to make up for their terminated pension because they feel like they lack time to make up the difference with the “new” 401k system. 

    • Upvote 2
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