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Guest dhmorgan

Security clearance questions

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Then Secret is all you need.  If you are ever assigned into a billet or deployment role that requires one (say WIC or a lengthy trip to the Deid AOC), then you'd start the process.  However, they do take time, but the fall back for that is an interim TS that can be granted, if you're worthy. 

Out

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Very possible you get TS initially and they let it lapse after 5 years. Regardless, the lack of it won't stop you from UPT or I imagine RTU either (based on only a secret required at the ops unit)  

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It seems to me that there is a problem with the understanding the definition of the terms here.  To get a clearance, you first have to have a completed security investigation. Certain types of investigations are necessary for different levels of clearances, and the type of investigation is determined by the anticipated clearance level of the projected duty .  For instance a NACLE will allow up to Secret, while an SSBI will allow up to TS and above (i.e. SCI accesses).  The investigation type is determined by the sponsor depending on level needed for your anticipated future job.  A completed investigation does not give you a clearance, only the eligibility (assuming adjudication is favorable)  After the investigation, the report is sent to an adjudication authority, who evaluates the report and decides if the results warrant giving you a clearance (i.e., decides whether or not you are a security risk or not). If the adjudication is positive, you become eligible for a clearance.  Eligible doesn't mean you have a clearance, only that you are allowed to get one if needed. For rated officer entry selects, an SSBI investigation is normally done, although in today's backlogged system, for OTS people it is sometimes not completed prior to graduating.  For ROTC it depends on timing but the investigation should be complete by graduation and commissioning.  But, you still don't have a clearance, only the eligibility for one.  Somewhere down the road you arrive at your first duty station.  There, you will be placed in a specific position on the unit's manning document, and each position has a clearance level associated with it. For a UPT student, the positions are coded for a Secret clearance (or used to be) so upon arrival you will be given a Secret clearance. The fact that your SSBI investigation makes you eligible for TS does not matter if the manpower position only requires a Secret clearance.  By the way, an IP coming in from another unit where he/she held a TS, will be downgraded to a Secret in most cases because an IP has no need for TS clearance in an IP slot (unless he/she will also be doing some addition duty for the Wing that has a higher clearance requirement, which is probably fairly uncommon).  That may be different for CSO or ABM training if their syllabus works with more classified content. For the rest of your career, your clearance may go back and forth as you move from job to job, even within the same unit on occasion..

As for the "inactive" comment, if you move to a job where no clearance is needed (get out of the service, for instance, or leave ROTC (commission, but do not go directly onto active duty) your clearance would be suspended (inactive), but can be regained quickly when you return to active duty as long as you are within the period of your investigation's validity (i.e., if the SSBI requires a re-investigation every five years, and you've been off active duty/ROTC training status for only a year, the original SSBI would still be valid and allow for your unit to re-establish a clearance when you process in...no additional investigation required.

 

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Here's another question... I know the investigators are going to look at your credit history. What if you have a credit freeze on all three bureaus? I imagine that will throw up a huge red flag if an investigator can't access your credit. Am I expected to unfreeze my credit for the entirety of the SSBI? After hearing about the Equifax breach, I'm wary... 

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36 minutes ago, GDAL said:

Here's another question... I know the investigators are going to look at your credit history. What if you have a credit freeze on all three bureaus? I imagine that will throw up a huge red flag if an investigator can't access your credit. Am I expected to unfreeze my credit for the entirety of the SSBI? After hearing about the Equifax breach, I'm wary... 

A credit freeze won’t stop their inquiry.

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Here's a piggyback question related to the credit check. I realize this is so specific that probably no one can answer, but maybe it's worth a shot.

Since the investigation pipeline is so backed up right now and investigators may not review background check information for many months after the SF86 is submitted, is it plausible that another credit check could be conducted if something isn't to the investigators' liking and a significant period of time has passed since the initial one?

I submitted my SF86 in April, and from what I hear, the investigation process can take a year or more. My main concern is my credit history. I had some delinquencies in the past but they've all been resolved for 4+ years now (all were paid in full and none went to outside collection agencies). However, my overall amount of credit card and personal loan debt is pretty damn high (having an unplanned child was the main culprit). Luckily I've procured a significantly higher paying job recently and I should be able to pay off a very big chunk of that debt before I get to OTS next April. I've heard that some people end up doing interviews with investigators and some don't, so I assume it depends on if there are any specific factors that concern them. If they end up interviewing me a few months down the road because of financial concerns, could I have any luck requesting that they pull another credit report so that I can show proof that I've made huge progress on my debt since the first credit check? Or is the system probably too bogged down for them to bother with the extra work?

Edited by mb1685

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8 hours ago, ThreeHoler said:

They don’t give a shit about your credit score. They care if you are a bribery risk.

I'm not worried about that, just curious if I need to unfreeze my credit.

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1 hour ago, GDAL said:

I'm not worried about that, just curious if I need to unfreeze my credit.

I think he was responding to my post.

I’m not concerned about the actual FICO score either, but rather the contents of the credit report. I know excessive amounts of debt are something they look at as an indicator of ability to be bribed. So if they deem my level of debt (as of April) as being concerning, I’m curious if they’d be willing to obtain a more recent credit report since it will show the significant progress I’ve made on paying off debt. 

Edited by mb1685

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it will show the significant progress I’ve made on paying off debt. 

So you’ve started taking bribes before getting the job...

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Debt should only a problem if it is unreasonable for your background.  You went to med school for two years and then decided you wanted to be a pilot?  Shouldn't be a problem to have 100K debt.  You went on a week long bender in Vegas and racked up 50K in gambling debt?  That's a problem.  Your no kidding credit history, how many credit cards you've had, etc, is only relevant in so far as it determines if you are a responsible individual that can be trusted with our nation's secrets.

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Got this from my civilian company security manager...

Quote

Can A Credit Freeze Impact Your Security Background Investigation?

In light of the recent Equifax cybersecurity breach a common question has been – Will a freeze on my consumer or credit report impact my security background investigation?

While a credit freeze can prevent identity theft and make it difficult for thieves to establish credit in your name, a credit freeze could impede OPM from accessing your credit report, even with a signed release form. A credit freeze may delay or stop your background investigation which can adversely affect your eligibility for a security clearance. If you are considering a credit freeze it is important to carefully read the e-QIP release forms when submitting your SF86.

In most instances a credit freeze will remain in effect until you request the reporting company to remove it. 

More information regarding a credit freeze can be found at the following link:  https://www.consumer.ftc.gov/articles/0497-credit-freeze-faqs

Security Letter.jpg

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