I like the Chase Ink Unlimited or Freedom Unlimited for general spending. 1.5 UR points per dollar (need a Sapphire or Ink Preferred) that you can then exchange 1:1 for Hyatt Points, which go a long way. Thepointsguy values a Hyatt Point at 1.7 cents, but if you use them at any of their All-Inclusives, you're probably getting close to 3 cents per Hyatt point. Sent from my iPhone using Tapatalk