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Marty - Trident Home Loans

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Marty - Trident Home Loans last won the day on July 6 2016

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About Marty - Trident Home Loans

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  1. VA Loans

    Hope everyone had a great Thanksgiving! Got great news today that the standard loan limits will be going from $424,100 to $453,100 for loan closing in 2018. High cost area loan limits are increasing as well. I'm waiting for the official release from the VA, but the Federal Housing Finance Authority pushed it out today and the VA piggy backs on their limits. Below is the link to pull up your county's or future county's 2018 limit. As before, you can still go above the limit but you'd need to put down 25% of the difference (500,000 purchase - 453,100 limit = 46,900 difference X 25% = 11,725 down payment) Let me know how I can help you. Cheers! Marty https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx
  2. VA Loans

    Beware of the VA loan scams out there...if it seems too good to be true it probably is. The government is cracking down on these unethical lenders. http://www.chicagotribune.com/classified/realestate/ct-re-1001-kenneth-harney-20170926-story.html Thank you for the opportunity to serve you. Shoot me an email or PM if you need any help in AL, CA, CO, DE, FL, GA, IN, LA, MD, MI, MN, MS, NM, OK, OR, TN, TX, UT, VA, or WA. Marty
  3. VA Loans

    Like Amy said, the size of the down payment doesn’t actually make a difference when the check is cut to the seller but it makes them feel good knowing you have more skin in the game. The more stringent VA requirements are to protect the veteran from buying a lemon. The seller wants to sell fast and with as few requirements getting in the way which is why in some hot markets or with old houses the seller may be turned off by a VA. We don’t run into this very often so I wouldn’t be concerned. We’ll find a solution if it presents itself. Marty
  4. VA Loans

    Seen this before in hot markets. Sellers hear stories and we're happy to help get the record straight. The VA does have disadvantages for sellers and more requirements. Buyer protections are awesome but are sometimes contrary to sellers. Wood rot, appraisal requirements, appraisal timeline, etc. VA fees should never be an issue if that comes up. Let me know if you need me to engage for you. Typically when I call as the CEO of the mortgage company the seller will listen. Marty
  5. VA Loans

    Thank you Sir! We enjoyed working with you! You made Christy’s day!
  6. VA Loans

    Thank you Sir! It was our pleasure. The mortgage industry is working on reducing the paperwork and doing more digitally, but the rules/laws haven't all caught up with the technology yet. You made Jenn and Soha's day! Take care! Marty
  7. VA Loans

    The buying season has slowed down so I’d recommend still making the trip and putting an offer in but don’t get too aggressive too quickly so you still get a good deal. Good luck! Marty
  8. VA Loans

    Thank you for your business and the referral! We enjoyed working with you and Ashley said thank you for the compliment! I'll be in touch to do the no cost IRRRL in 6 months. Marty
  9. VA Loans

    Thank you very much Sir! You made Elena's day! We are looking forward to doing your next IRRRL!
  10. VA Loans

    There is no requirement to refinance if you move out and want to turn it into a rental. Some people refi to a conventional to free up their VA entitlement so they can use it to buy their new home. In many situations you don't even need to do this depending on how much entitlement you have remaining. Many people have two VA loans running at the same time. Marty
  11. VA Loans

    Thank you so much! It's my goal that every one of our clients walks away with your level of satisfaction. We're always here to help. Marty
  12. Hurlburt info

    Awesome! You're welcome. Let us all know how it turns out.
  13. Hurlburt info

    It's a great program even if you have to wait a little bit to get approved! I've seen guys save a ton especially on older homes. Good luck! Sent from my iPhone using Tapatalk
  14. Hurlburt info

    Check out Rebuild Northwest Florida too. FEMA will pay for 75% of hurricane safety upgrades to your house which will reduce your insurance further and better protect your family/property. Also great for increasing your resale value. http://www.rebuildnwf.org/ Marty Sent from my iPhone using Tapatalk
  15. VA Loans

    Thank you gents! It was a pleasure working with both of you! Let me know if you need anything in the future. Marty Sent from my iPhone using Tapatalk