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Jon - Trident Home Loans

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About Jon - Trident Home Loans

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    Gulf Breeze, FL

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  1. Thank you and you're welcome! Glad we could help buy your first house mostly pain free! You're spot on about rates going down. Rates have been on a serious decline since the Fed announced last week that they were going to be doing an unexpected round of bond buying starting in May. If you're getting anything above 3.5% no points no fees on a VA under $484K or 3.875 on a VA jumbo then you definitely need to shop around. It's a great time to get a mortgage or do a refinance. Friday we hit a 15 month low on rates. Cheers! Jon 850-377-1114 or jk@mythl.com
  2. Thank you Fud! It was great catching up with you and getting to help a fellow Aggie! Glad we made in painless for you! Enjoy the new house! Jon Cell: 850-377-1114 jk@mythl.com
  3. Good news, we just got our NC, SC, AR and KY licenses approved in time for PCS season! We’re now licensed in: AL, AR, CA, CO, DE, FL, GA, IL, IN, KY, LA, MD, MI, MN, MS, NC, NM, OK, OR, SC, TN, TX, UT, VA, WA Let us know if you need any help or want to talk through a scenario or two. Cheers! Jon 850-377-1114 jk@mythl.com
  4. Thank you so much! Glad we made it easy for you...that’s always the goal! Serena is awesome! It was a pleasure working with y’all! Congrats again! Jon 850-377-1114 jk@mythl.com
  5. Thank you for the compliments and congrats again on the new house! Even more congrats on escaping Clovistan! Glad it all worked out so well. Having a good team working on your behalf makes all the difference. Serena is definitely a great realtor who stays on top of her work which makes our lives so much easier. I highly recommend her as well for anyone moving to the Hurlburt, Eglin, or Duke area. Jon 850-377-1114 jk@mythl.com
  6. Thank you! You made it easy for us too! The recent wild market ride has really helped drive down rates so now is a great time to lock. If you’re getting quoted higher than 4.125-4.25 (4.55 APR) on a non-jumbo VA 30yr fixed, no points or 4.375 (4.625 APR) on a VA jumbo with no points you should consider shopping around. Thanks to a few of you guys asking, we got our AR and KY licenses submitted for and we also have the ball rolling with NC and SC. Expecting to have them by early 2019. Currently: AL, CA, CO, DE, FL, GA, IL, IN, LA, MD, MI, MN, MS, NM, OK, OR, TN, TX, UT, VA, WA Jon jk@mythl.com
  7. Southwest publishes on the 10th. You can then start trading/giving away trips with other pilots and picking up new trips to improve your schedule. You can also trade trips with the company starting on the 25th. Most people don’t fly the schedule they receive on the 10th, but it’s up to you. There is a lot of scheduling flexibility in our contract. Sent from my iPhone using Tapatalk
  8. Thank you! Bri and Lisa are the real brains behind the operation. They do a great job handling all the paperwork and smoothing things over with the underwriters. Serena is a great realtor and her husband is also retired AF/airline pilot so they definitely get the unique military/pilot challenges. I'd highly recommend Serena to anyone PCSing to Hurby or Eglin. Hit me up if you want her contact info. Jon 850-377-1114 jk@mythl.com p.s. I wrote another article for Aero Crew News on interest rate myths if anyone is interested (page 26-27) https://www.aerocrewnews.com/acn/2018/11-ACN-Nov-2018.pdf
  9. Thank you Sir! Definitely enjoyed working with you and Elena did a great job as usual! She's amazing! We have three processors dedicated to processing all our loans for AF guys. Having a great team dedicated to you guys definitely makes for a much smoother loan process. Let me know if you need anything in the future! Jon
  10. Thanks man! Sorry the deal fell through but you made a smart call to walk away from those jokers. Happy to cover your appraisal fee...I do that for any dude who ends up getting a bum deal and not closing. Just a Trident standard along with no junk lender fees. Have a good deployment and we'll reattack whenever you're ready. Jon 850-377-1114 jk@mythl.com
  11. Thank you FourFans! It was a pleasure to get to get to know you and your family and meet you in person at the closing! Lisa did all the heavy lifting. The paperwork sucks...no getting around that, but once it's in we do try to make it as easy as possible. Glad we were able accomplish that for you! Happy to help you anytime in the future. To our future clients, Marty gave me a team to handle our AF loans and I look forward to helping you guys. I'll be your POC with my goal to make sure each of you gets a great rate and service with no breakdown in comms. Nothing is perfect, but at a minimum we sure will give you better service than AFPC or the MPF (don't want to set the bar too high). Jon jk@mythl.com Cell: 850-377-1114
  12. Amazing guy who loved life and his family! I was a better IP because of Reagan’s instruction! He’ll be missed🍺🍺🍺
  13. No restriction on total number of VA loans you can have at once. Instead you have a maximum amount of entitlement, typically $453,100 (can be higher in high cost areas). You can keep getting VA loans until the sum of your original loan amounts wipes out the max entitlement. If you have some entitlement left but not enough then you just have to give a down payment. Once you're out of entitlement you can get it back by either selling a previous house that you had a VA loan on or refinancing out of a VA to a conventional loan. I'm over simplifying this so if you want the nerd version let me know, but this explanation works for now. I can restore it for you through the VA's system if you'd like. Just need name, SSN, DOB, address, phone and a copy of your closing disclosure from the house you sold. Usually takes a day or two after I submit it in their system. Just email or call (jk@mythl.com or 850-377-1114) Jon The solid answer can be found at the bottom of this webpage: https://www.benefits.va.gov/homeloans/purchaseco_eligibility.asp Restoration of Entitlement Veterans can have previously-used entitlement "restored" to purchase another home with a VA loan if: The property purchased with the prior VA loan has been sold and the loan paid in full, or A qualified Veteran-transferee (buyer) agrees to assume the VA loan and substitute his or her entitlement for the same amount of entitlement originally used by the Veteran seller. The entitlement may also be restored one time only if the Veteran has repaid the prior VA loan in full, but has not disposed of the property purchased with the prior VA loan. Remaining entitlement and restoration of entitlement can be requested through the VA Eligibility Center by completing VA Form 26-1880.
  14. My CC wanted to support mine, but he also wasn't going to screw the sqdn. He had me run IP manning numbers for the 2 months I'd be gone and when I could show him on paper it'd work then he signed off on it. I also only asked for 7 weeks versus 6 months. I ended up with about 5 months of AF pay with no AF work by doing 7 weeks of CSP and then 90 days of terminal. Never hurts to ask especially if you've already shown you cards and are on your way out the door regardless. Pretty much
  15. The options are limitless as long as you can find an employer who will sign off on what you want to do. I doubt a mainline career is going to let you fly as an intern, but if you wanted to do some corporate flying/flight department intern/CFI it's definitely within the scope of the program. Honestly all you have to be able to sell is your CC and the education office. As far as it being flexible, you will have to put what type of hours you'll be working on the application. Again that's between you and your CC/ed office. From what I've seen the ed office just processes the paperwork and everything is CC discretion.
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