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ihtfp06

Supreme User
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ihtfp06 last won the day on July 1

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About ihtfp06

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    Gray Beard

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  1. ihtfp06

    Car loans and interest rates

    So I’m about to buy a new car for approximately 58k. I can pay cash, but I’m probably going to finance because I have an interest rate of 3% through USAA (and I’ll see what APR the dealer can get me, in previous new car purchases, they’ve usually been able to do .5% lower). My recent home loan is at 4%. Wouldn’t it make a shit ton more sense to finance the car and make a principal payment on the house instead? Also, financing a car gives you the option to buy GAP coverage, so if the car is a total loss, the balance of my 58k loan is paid off rather than insurance giving me a check for the replacement value of my now used car. Sent from my iPhone using Tapatalk
  2. ihtfp06

    What is next for the UPT-Next graduates?

    With there being a 3 year ADSC to requal to your MWS, you might see a lot of 2nd assignment UPT IPs not returning to their MWS. Sent from my iPhone using Tapatalk
  3. ihtfp06

    Promotion and PRF Information

    We don’t fair nearly as well as Doctors and Lawyers. Sent from my iPhone using Tapatalk
  4. ihtfp06

    Hurricane Michael

    And the bar scene on Congress is great for former Eagle drivers. Sent from my iPhone using Tapatalk
  5. ihtfp06

    It's Official, OCPs are Coming!

    Isn’t that the Black Mirror episode with the two old lesbians?
  6. ihtfp06

    Promotion and PRF Information

    Would someone PM me the list? Sent from my iPhone using Tapatalk
  7. BadGuySplash, I really hope you’re just General Chang’s new troll account. If not, after 4 failed checkrides, you might want to rethink your career aspirations. I don’t think you’re going to be able to explain this away, when there are plenty of other qualified applicants with 0 busts. Sent from my iPhone using Tapatalk
  8. ihtfp06

    It's Official, OCPs are Coming!

    The army doesn’t allow the OCP to be worn for leisure stops, but I’ve seen plenty at the restaurants around JBML Sent from my iPhone using Tapatalk
  9. ihtfp06

    RIQ/RFC

    Not at all recent, but the line IPs are GS-12s and can’t work more than 40 hours a week and I highly doubt your Flt/CC is going to stick around for a 12 hour day Sent from my iPhone using Tapatalk
  10. ihtfp06

    RIQ/RFC

    Again, no need. There’s no formal release and as long as you’re not the dumbest motherfvcker in your class (which I’m guessing you’re not since you have the SA to ask the question) you won’t be the dipshit keeping everybody else in Blues. Sent from my iPhone using Tapatalk
  11. ihtfp06

    Future T-38 replacement?

    It’s Boeing, so good luck with that. Sent from my iPhone using Tapatalk
  12. ihtfp06

    RIQ/RFC

    Don’t worry about it til you get there Sent from my iPhone using Tapatalk
  13. ihtfp06

    ?s on logging flight time

    Outside of the AF, hours are logged from engine start to shutdown, rather than T/O to landing. Many airlines allow you to add a 0.3 per sortie to correct for how we log flight time. Sent from my iPhone using Tapatalk
  14. You could try reading paragraph 4.4.6 Sent from my iPhone using Tapatalk
  15. ihtfp06

    Please rate my chances!

    Any flight experience? College Degree/GPA? AFOQT/PCSM scores? Quarterly/Annual Awards? Do you know anyone in the flying unit that would write you a LOR? Sent from my iPhone using Tapatalk
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