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HeloDude

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HeloDude last won the day on January 5

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About HeloDude

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  1. HeloDude

    Latest Movies

    I apologize for commenting nearly a month after your post, but that was not the 'outrage'. The issue was that the movie omitted planting the flag on the moon. A simple google search will explain in further detail.
  2. HeloDude

    Military Pilot Shortage and Aero Clubs

    Again, civilians do it all the time. When there's a will, there's a way.
  3. HeloDude

    Military Pilot Shortage and Aero Clubs

    The same programs that civilians use everyday to become pilots...or do these programs not accept former enlisted dudes?
  4. HeloDude

    Military Pilot Shortage and Aero Clubs

    Low cost = cost passed on to the taxpayer. If an elitsted person wants a career in civilian flying post military then there are plenty of existing ways for them to do so.
  5. HeloDude

    Car loans and interest rates

    Once again you guys only hear/read what you want to. I have never said debt is bad...hence why said this isn't about purchasing a house which holds value, can last several decades plus, etc. It's about buying luxury items that lose value quickly, when you obviously cannot afford it outright without taking on more debt. I find it hilarious that you guys think I'm spouting nonsense, yet a little research will show you that the majority of Americans have a problem buying things they can't afford. But hey, it's your money...or not lol.
  6. HeloDude

    The Next President is...

    My current prediction is that the GOP picks up 1-2 seats in the Senate. As far the House, I have done some research on some individual races that are competitive/Dems believe they'll flip, but have obviously not researched to the extent of the professionals. That being said, my current prediction is that the GOP loses the House by a few seats. I imagine it will be a late Tuesday night in a little over a couple of weeks. It will be interesting to see if Ginsburg or Breyer leaves SCOTUS in the next couple of years...or if Thomas retires early so Trump can name his replacement.
  7. HeloDude

    Car loans and interest rates

    Why are you purchasing such an expensive car that you can't just afford outright without a loan?
  8. HeloDude

    Car loans and interest rates

    No, I'm suggesting then suggesting that you don't buy a new car.
  9. HeloDude

    The Next President is...

    A little more than two weeks out from the midterms--any projections?
  10. HeloDude

    Car loans and interest rates

    No...it makes no damn sense to spend money you don't have on a luxury item. What other luxury items (especially those that depreciate) are you ok with purchasing that requires a loan with interest?
  11. HeloDude

    Car loans and interest rates

    You can't buy a 2006 Honda Accord for a few thousand dollars? Kelley Blue Book says you can.
  12. HeloDude

    Car loans and interest rates

    Why would you buy a new car for $58K if you don't have the cash and your investments/savings aren't in solid position? This is what you guys are missing: An expensive car (i.e. one that you cannot afford to pay cash) is a luxury item, and one that will begin to lose its value relatively quickly. Why are people purchasing luxury items on credit, incurring additional debt with interest payments, instead of saving/investing the money, paying down your house, etc? And we wonder why so many American (2/3 plus) do not have more than a few months income in savings. Live within your means, make smart/mature decisions, and make your money work for you.
  13. HeloDude

    Car loans and interest rates

    We're not talking about buying a house. Why would you borrow money to purchase a vehicle when a vehicle that costs just a few thousand dollars (or much less) will work? I'm all for buying nice cars (i.e. toys), but not when you don't have the money.
  14. HeloDude

    Car loans and interest rates

    You think it's a bad idea to have a credit card and pay it off every month? Why?
  15. HeloDude

    Car loans and interest rates

    Are you suggesting it's a good idea to spend money you don't have and incur even more debt on a depreciating asset vs buying a vehicle that you can afford without incurring any debt?
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