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Showing content with the highest reputation on 07/18/2019 in all areas

  1. That’s a bit harsh, although maybe I’m in the 90% and this is how I find out 😬
    5 points
  2. Top gun has to be the most unrealistic, inaccurate, and down right ridiculous aviation movie ever. I can’t wait to see it.
    4 points
  3. Back to work on Monday. I've got nothing to hide, especially if it helps others avoid my fate. I don't know if they're just pretending to care or if they actually care, but I have more leadership calling and texting me about my career now that I've been passed over than I ever did leading into my 2 BPZ/1 BPZ/IPZ boards. Maybe if they'd shown that level of care and interest in my plans, my next duty title, next assignment a couple years ago, I'd be a Lt Col select now.
    4 points
  4. Lighten up Francis...nobody’s coming for your 401k
    1 point
  5. Unless you actually need the money now, you're better off just holding on and riding the wave. Many studies show that buy-and-hold outperforms market timing >69% of the time. Think about it this way - let's say you sell today and there is a 10% correction immediately after that. If you sell and pay $9k in taxes, you're left with $91k. If you hold and eat a 10% dip, you're sitting at $90k... virtually identical scenarios. On the other hand, if you sell now and the market goes up another 10%, you're talking about the difference between $91k and $110k and you're going to be kicking yourself. Couple that with the fact that the market tends to rise over time, and holding starts to look even better. Short term losses and gains are almost impossible to predict, but macro performance in the long- to very long-term is actually pretty easy: the market's going to go up, and the longer you hold on, the better your odds are of capturing that return. Here's another example. Let's say you're 35-40 right now and don't need the money right away, so you're looking at a 30-year horizon for your investments. What are the odds that the market will rise over the course of those 30 years? Obviously there aren't any guarantees about the future, but if you use the past as a guide, you would say virtually 100%. If you look at the performance of the S&P 500 over the past century, and try to pick the absolute worst time to invest (at the market peak immediately prior to the Great Depression) with a 30-year horizon, you're still looking at about an 8% annual return over that time period. If you let short-term fear and emotions rule out, you might get lucky here and there, but the odds aren't in your favor when you're betting against that kind of long-term macroeconomic trend. Hold on long enough though, and you're almost guaranteed to win.
    1 point
  6. Based on my experience, I wouldn’t mess with coordinating a new separation date until you are actually approved. Who knows what would happen if you alter your 1288 and try to input it back into the system, it might start the whole process over again. It should be just a simple email/phone call to adjust dates once your package is approved. AFPC surprisingly was really responsive to moving separation dates and inputting unit line numbers for the guys in my unit once the PC approval was done.
    1 point
  7. Lol, Alan Dershowitz was Epstein’s defense attorney for soliciting sex with minors in 2008. Now he’s named in this case. Usually I’m and innocent until proven guilty kind of guy, but in this case, yeah, it’s probably all true.
    1 point
  8. Meh. Every election is the most important election of a lifetime, until the next one.
    1 point
  9. I was in one of the last UPT classes with the white helmets 86-87.. Part of UPT tradition was we designed a class patch, and also a class Helmet design. Nobody flew with a plain white helmet.
    1 point
  10. It's like watching a bunch of homeless people fight over a ham sandwich that someone threw in the trash.
    1 point
  11. Same poster as the banned HarleyQuinn account. Same weird ing rants. Do a search.
    1 point
  12. Seems like a story calculated to impress, but it's actually full of shit. "My WG/CC gave me a P, but then he had to shake my hand because I won an award. Then the MAJCOM/CC said I was one of his best officers and said my WG/CC was a doofus. Then everyone clapped"
    1 point
  13. 1 point
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